Capital Adequacy

On 12 December 2025, the European Banking Authority (EBA) published a Final Report on draft regulatory technical standards (RTS) on the treatment of structural foreign exchange (FX) positions under Article 104c of the Capital Requirements Regulation (CRR).

The structural FX provision in Article 352 of the CRR

On 10 December 2025, the European Banking Authority (EBA) published a Final Report on draft Regulatory Technical Standards (RTS) amending Delegated Regulation (EU) 2023/206 supplementing the Capital Requirements Regulation with regard to RTS specifying the types of factors to be considered for the assessment of the appropriateness of risk weights for

On 9 December 2025, there was published in the Official Journal of the EU (OJ), Commission Implementing Regulation (EU) 2025/2475 of 8 December 2025 amending the implementing technical standards laid down in Implementing Regulation (EU) 2024/3117 as regards operational risk supervisory reporting of institutions. The Implementing Regulation enters into force on the twentieth

On 4 December, the Australian Prudential Regulation Authority (APRA) released a letter that responds to submissions to its consultation on amendments to its prudential and reporting frameworks to facilitate the phase out of Additional Tier 1 (AT1) capital instruments – also known as hybrid bonds – as eligible regulatory capital for

On 5 December 2025, the Australian Prudential Regulation Authority (APRA) published a Discussion Paper ‘A more proportionate banking prudential framework’.

Background

The Discussion Paper is part of the Council of Financial Regulators’ Review into Small and Medium-sized Banks and APRA’s commitment earlier this year to make the Australian banking prudential framework

On 5 December 2025, the European Banking Authority (EBA) issued a consultation on draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) concerning material acquisitions, material transfers of assets or liabilities, and mergers and divisions involving credit institutions or (mixed) financial holding companies under the Capital Requirements Directive

On 4 December 2025, the Bank of England (BoE) launched its second system-wide exploratory scenario (SWES) exercise.

This latest SWES exercise will focus on how the private markets ecosystem operates under stress and the potential implications for UK financial stability and the UK real economy. The BoE will seek to

On 3 December 2025, the Basel Committee on Banking Supervision (Basel Committee) published its latest report covering the implementation of the Basel standards by member jurisdictions. The report is part of the Basel Committee’s Regulatory Consistency Assessment Programme and focuses on the implementation of the Net Stable Funding Ratio (NSFR) and

On 2 December 2025, the Financial Policy Committee (FPC) published Financial Stability in Focus which provided an assessment of UK bank capital requirements.

Background

The FPC first assessed the appropriate level of capital requirements for the UK banking system in 2015, drawing on published analysis of the macroeconomic costs and benefits of capital