On 10 February 2025, the European Central Bank (ECB) issued a document that reminds EU banks of some of the ECB’s main supervisory expectations on sound and effective capital and liquidity management in line with the 2018 ECB guides on the internal capital/liquidity adequacy assessment processes (ICAAP / ILAAP). The document provides certain

Michael Born (DE)
Commission call for evidence on targeted amendment on the prudential treatment of securities financing transactions under the NSFR
On 10 February 2025, the European Commission issued a call for evidence on the Capital Requirements Regulation to make permanent the current transitory prudential treatment for securities financing transactions and unsecured transactions with a residual maturity of less than six months, with financial customers, for the purpose of the net stable funding requirement.
The Commission…
EBA report on the short to medium term objectives of its IRRBB Heatmap
On 6 February 2025, the European Banking Authority (EBA) issued a report on the short/medium term objectives of the action plan outlined in its interest rate risk in the banking book (IRRBB) heatmap.
The report:
EBA speech – The new frontier of financial data access, sharing and reporting: benefits and challenges
On 4 February 2025, the European Banking Authority (EBA) published the keynote address given by its chair, José Manuel Campa, at the 9th annual AFORE Consulting FinTech conference. In his speech Mr Campa covers integrated reporting, a project that the EBA is implementing with the European Central Bank (ECB) which will…
Draft ITS on reporting of data on charges for credit transfers and payments accounts, and shares of rejected transactions
On 4 February 2025, the European Banking Authority (EBA) issued a final report containing draft Implementing Technical Standards (ITS) on reporting of data on charges for credit transfers and payments accounts, and shares of rejected transactions. The draft ITS deliver on the mandate in the Instant Payment Regulation (IPR)…
The new rules for cross-border banking business from third countries under CRD VI: What should non-EEA firms do now?
We have published a new briefing note concerning the CRD VI – The new rules for cross-border banking business from third countries under CRD VI: What should non-EEA firms do now?
ESRB report – Systemic liquidity risk: a monitoring framework
On 3 February 2025, the European Systemic Risk Board published a report ‘Systemic liquidity risk: a monitoring framework’.
The report contains a specific operational definition of systemic liquidity risk and its essential dimensions. It then discusses which entities and markets are key and should therefore be systematically monitored for emerging liquidity risks. Based on…
Delegated Regulation amending the RTS laid down in Delegated Regulation (EU) 2022/2059, Delegated Regulation (EU) 2022/2060 and Delegated Regulation (EU) 2023/1577
On 3 February 2025, the European Commission adopted a Delegated Regulation amending the regulatory technical standards laid down in Delegated Regulation (EU) 2022/2059, Delegated Regulation (EU) 2022/2060 and Delegated Regulation (EU) 2023/1577 as regards the technical details of back-testing and profit and loss attribution requirements, the criteria for assessing the modellability of risk factors, and…
Commission launches call for evidence on SIU
On 3 February 2025, the European Commission launched a call for evidence to collect input on its overall approach to the Savings and Investments Union (SIU).
The call for evidence will gather views, facts and evidence on progress made on the Capital Markets Union and will also identify significant challenges that the SIU…
ECB and ESRB joint report on experiences of using the CCyB early in the cycle
On 31 January 2025, the European Central Bank and the European Systemic Risk Board issued a joint report that describes the experience of countries that have adopted a positive neutral countercyclical capital buffer (CCyB) approach, as well as the views of those that have not. It outlines the perceived costs and benefits, implications…