Photo of Michael Born (DE)

Michael Born (DE)

On 15 May 2025, the European Central Bank (ECB) announced that the amendment to the TARGET Guideline, which would allow non-bank payment service providers (non-bank PSPs) to participate in TARGET is postponed.

The amendment to the TARGET Guideline was outlined in ECB Decision ECB/2025/2 and is now expected to enter into

On 16 May 2025, the European Banking Authority (EBA) repealed its guidelines on specification of types of exposures to be associated with high risk. The EBA has repealed these guidelines on the basis that they are no longer needed. The guidelines were originally mandated by Article 128 of the Capital Requirements Regulation (

On 8 May 2025, there was published in the Official Journal of the EU, Commission Delegated Regulation (EU) 2025/878 of 3 February 2025 amending the regulatory technical standards laid down in Delegated Regulation (EU) 2022/2059, Delegated Regulation (EU) 2022/2060 and Delegated Regulation (EU) 2023/1577 as regards the technical details of back-testing and profit and loss

On 7 May 2025, the European Central Bank issued a contribution from its staff on the European Commission’s targeted consultation on the application of the market risk prudential framework. Among other things the contribution states that postponing the start date for the application of the full new market risk framework for a further year (i.e.

On 7 May 2025, the European Banking Authority (EBA) announced that it had published updated final draft implementing technical standards (ITS) on resolution planning.

Background

Article 11 of the Bank Recovery and Resolution Directive mandates the EBA to develop specific ITS on information on resolution plans. The original ITS were developed

On 5 May 2025, there was published in the Official Journal of the EU (OJ) Commission Delegated Regulation (EU) 2025/855 of 28 January 2025 amending the regulatory technical standards laid down in Delegated Regulation (EU) 2021/931 as regards the specification of the formula for calculating the supervisory delta of call and put options

On 30 April 2025, the European Banking Authority (EBA) issued a Consultation Paper containing a draft Commission Delegated Regulation which amends Commission Delegated Regulation (EU) 2023/206 of 5 October 2022 supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the types of factors to

On 23 April 2025, the European Commission (Commission) adopted a Delegated Regulation supplementing the Capital Requirements Directive IV (CRD IV) with regard to regulatory technical standards (RTS) specifying the general conditions for the functioning of supervisory colleges, and repealing Commission Delegated Regulation (EU) 2016/98.

Background

Article 51(4) of the

On 23 April 2025, the European Commission adopted a Delegated Regulation supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the conditions and indicators that the European Banking Authority (EBA) is to use to determine whether extraordinary circumstances in the sense of Article 325az(5)

On 7 April 2025, the European Banking Authority (EBA) published a peer review report on the performance of stress tests by EU deposit guarantee schemes (DGSs).

Background

The peer review assessed the performance of stress tests by seven EU DGSs by examining how stress tests are performed against Article 4 of