On 7 July 2025, the European Banking Authority (EBA) issued a consultation paper containing draft guidelines on ancillary services undertakings specifying the criteria for the identification of activities referred to in Article 4(1)(18) of the Capital Requirements Regulation (CRR).
Background
In November 2017, the EBA published an opinion and a report
On 3 July 2025, the European Commission adopted a Commission Delegated Regulation supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the conditions for assessing the materiality of extensions of, and changes to, the use of alternative internal models, and changes to the subset of the
On 1 July 2025, the European Banking Authority (EBA) issued a Final Report on acquisition, development and construction (ADC) exposures to residential property under Article 126a of the Capital Requirements Regulation (CRR).
Background
ADC exposures are associated with heightened risk and attract a risk-weight of 150%. Institutions may, however
On 25 June 2025, the Council of the EU issued a press release announcing that it had reached political agreement with the European Parliament on the legislative package for the crisis management and deposit insurance (CMDI) framework review. The European Parliament has also issued a press release.
In April 2023, the European
On 24 June 2025, the European Parliament issued a press release stating that its Economic and Monetary Affairs Committee (ECON) had approved the text of a report that follows up on the Draghi report and seeks to maintain pressure towards reaching the objectives of that report. Among other things the text calls for
On 25 June 2025, there was published in the Official Journal of the EU, Regulation (EU) 2025/1215 amending the Capital Requirements Regulation as regards requirements for securities financing transactions under the net stable funding ratio. The Regulation enters into force on the day following its publication in the OJ and applies from 29 June 2025.
AIFMD 2: Quick guide to Member State activity
On 26 March 2024, the final legislative text of the Alternative Investment Fund Managers Directive 2 (AIFMD 2) was published in the Official Journal of the EU. The publication marked the conclusion of the AIFMD Review process that formally began in 2020. AIFMD 2 amends
CRD VI: Quick guide to Member State activity
On 27 October 2021, the European Commission adopted a Banking Package which set out proposed amendments to EU banking rules contained in the Capital Requirements Regulation and the Capital Requirements Directive IV. The main purpose of the amendments was to implement the outstanding elements of the Basel
On 18 June 2025, the European Banking Authority (EBA) issued a consultation paper on draft regulatory technical standards (RTS) specifying the minimum list of information to be provided to the competent authorities at the time of the notification under Article 23(6) of the Capital Requirements Directive IV (CRD IV).
Background
The
On 13 June 2025, the European Securities and Markets Authority (ESMA) published its Annual Report for 2024.
The Annual Report provides an account of the activities carried out by ESMA in the implementation of its mandate and work programme in 2024.
Among other things the Annual Report notes that in 2024 ESMA