On 6 November 2026, the Financial Conduct Authority (FCA) published a blog in relation to the fairness of consumer contracts and how the FCA can use its powers to tackle harm.
Background
The FCA highlights that all firms are responsible for making sure that terms in their consumer contracts comply with the fairness
On 5 November 2026, the Financial Conduct Authority (FCA) announced a new Quantum Experimentation Group (QEG) intended to explore quantum computing applications in financial services.
Summary
The FCA explains that the QEG will aim to help firms assess where quantum computing may offer benefits over existing classical computing approaches, while enabling
On 4 November 2026, the Bank of England (BoE) published its response to the Retail Payments Infrastructure Board’s (RPIB) June 2026 consultation on the design of the UK’s Next Generation retail payments infrastructure.
Background
On 25 June 2026, the BoE published a consultation setting out its proposals for the design of
On 3 November 2026, the Prudential Regulation Authority (PRA) published Consultation Paper 15/26 ‘Northern Ireland Credit Unions: Implementing legislative changes’ (CP15/26).
Background
In April 2025, the Department for the Economy (DfE) in Northern Ireland consulted on a number of proposed reforms to modernise the credit union sector in Northern
On 2 November 2026, the Financial Services (Gibraltar) (Amendment) (EU Exit) Regulations 2026 were made.
The Regulations come into force on 16 December 2026 and extend by 12 months the transitional arrangements under Parts 2 and 3 of the Financial Services (Gibraltar) (Amendment) (EU Exit) Regulations 2019 which enable specified categories of Gibraltar-based firms to
On 3 November 2026, the FCA published Policy Statement 26/21 ‘‘Streamlining the UK EMIR Intragroup Regime’ (PS26/21).
Background
On 5 November 2026, HM Treasury published a draft statutory instrument for technical comment, which set out proposals to make the intragroup exemptions from the margin and clearing requirements currently enabled by the Temporary Intragroup
On 3 November 2026, the Financial Conduct Authority (FCA) published Policy Statement 26/22 ‘ESG ratings: final regime’ (PS26/22).
Background
On 1 December 2025, the FCA published Consultation Paper 25/34 (CP25/34) on its proposed approach to Environmental, Social, Governance (ESG) ratings regulation. The deadline for comments on CP25/34
On 3 November 2026, the Financial Conduct Authority (FCA) published a statement in relation to its minimum expectations for firms making full and final settlement offers during the partial suspension of the motor finance redress scheme.
Background
Following a legal challenge, elements of the FCA’s motor finance redress scheme have been partially suspended
On 3 November 2026, the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) (the Regulators) published a joint discussion paper in relation to credit unions supporting sustainable growth and resilience (DP2/26).
Background
In the mutuals landscape report, the Regulators committed to working with the sector to
On 2 November 2026, the Financial Conduct Authority (FCA) published a statement concerning demands being made for the repayment of loans, or purported loans, originally provided as part of disguised remuneration schemes.
Background
The FCA explains that disguised remuneration schemes typically involve individuals, including contractors, consultants and agency workers, receiving payment for work