United Kingdom

On 6 July 2026, the Financial Conduct Authority (FCA) published the Mills Review into artificial intelligence (AI) and the future of retail financial services.

Background

On 27 January 2026, the FCA announced that it was launching a review into the implications of advanced AI on consumers, retail financial markets and regulators. The

On 3 July 2026, there was published a draft statutory instrument (SIThe Over-the-Counter Derivatives (Intragroup Transactions) Regulations 2026.

Background

As part of the EU exit process, the European Market Infrastructure Regulation (EMIR) became part of UK assimilated law in the UK European Market Infrastructure Regulation (UK EMIR).

On 3 July 2026, there was published a draft statutory instrument (SI) The Overseas Prudential Requirements Regime (Credit Institutions and Investment Firms) Regulations 2026.

Background

The UK Capital Requirements Regulation (UK CRR) was revoked by the Financial Services and Markets Act 2023 (FSMA 2023) subject to commencement by

On 3 July 2026, there was published The Financial Services Act 2012 (Relevant Functions in relation to Complaints Scheme) (Amendment) Order 2026.

Background

This Statutory Instrument (SI) widens the remit of the Financial Regulators Complaints Commissioner (FRCC), as set out in the Financial Services Act 2012 (Relevant Functions in relation

On 2 July 2026, the Payments Vision Delivery Committee (PVDC) published an updated policy paper setting out thinking to guide engagement with stakeholders in the payment ecosystem on future roles, responsibilities and interactions with respect to the future core infrastructure.

Background

Following publication of the PVDC’s Strategy for Future Retail Payments Infrastructure in

On 2 July 2026, the Financial Conduct Authority (FCA) published a consultation paper setting out proposals for how it intends to simply consumer investment disclosures.

Background

In December 2025, the FCA published a policy statement (PS25/20) setting out final rules for a new disclosure regime for packaged retail investment products now

In this podcast episode, Simon Lovegrove is joined by Peter McBurney, a consultant and Professor of Computer Science, and Matthew Gregory, Matthew Gregory, a partner in our London financial services team, to examine the FCA’s Emerging Technology Horizon Scan 2026 — the regulator’s first external publication of its kind. The report explores how converging technologies