On 12 March 2026, the Financial Conduct Authority (FCA) published the findings of its review of mortgage advice, fees and charges, and affordability assessments by second charge mortgage intermediaries and lenders.
The findings are primarily relevant to firms who advise on, or provide, second charge mortgages. But aspects of it may also be
On 12 March 2026, the Financial Conduct Authority (FCA) issued its latest Regulatory Priorities report which covers mortgages.
Regulatory Priorities reports replace portfolio letters and are published annually. They act as a guide for firms’ boards and chief executives and pull together all that the FCA is doing in a particular area.
On 12 March 2026, the Financial Conduct Authority (FCA) issued its latest Regulatory Priorities report which covers retail banking.
Regulatory Priorities reports replace portfolio letters and are published annually. They act as a guide for firms’ boards and chief executives and pull together all that the FCA is doing in a particular
In the latest episode of Global Regulation Tomorrow Plus, Matthew Gregory and Simon Lovegrove discuss HM Treasury’s recent consultation on reforms to the Appointed Representatives regime. In particular, the discussion touches on five key areas – scope, the gateway, grandfathering, Senior Managers Regime, and the Financial Ombudsman Service.
On 10 March 2026, the Financial Conduct Authority (FCA) published its Regulatory Priorities report for the pensions sector.
Overview
The FCA is introducing 9 annual Regulatory Priorities reports to replace its portfolio letters. So far, the FCA has published Regulatory Priorities reports for insurance, consumer investments, and pensions.
Each report outlines the FCA’s
In our latest briefing note, we consider the final rules and guidance amending the safeguarding regime for payments and e-money firms, as set out by the Financial Conduct Authority in Policy Statement 25/21. These rules come into force on 7 May 2026.
In our latest briefing note, we summarise the key changes introduced by the Payment Services Directive 3 and Payment Services Regulation, consider key divergences from PSD2, and outline what firms should be thinking about as they prepare for the new EU legislation.
On 4 March 2026, there was published a draft of the Capital Requirements Regulation (Market Risk Transitional Provision) Regulations 2026.
Background
As the timing of the implementation of Basel 3.1 is not yet confirmed in some other major jurisdictions, the Prudential Regulation Authority (PRA) consider that implementing the final UK market risk