Capital Adequacy

On 12 November 2025, the Prudential Regulation Authority (PRA) issued Policy Statement 22/25 – Leverage Ratio: Changes to the retail deposits threshold for application of the requirement (PS22/25).

Background

Earlier this year the PRA issued Consultation Paper 2/25 (CP2/25) setting out proposals to increase the retail deposits threshold for

On 6 November 2025, the European Banking Authority (EBA) issued a follow-up peer review report on the exclusion from the credit valuation adjustment (CVA) risk of transactions with non-financial counterparties established in a third country.

The report is a follow-up to the EBA’s 2023 peer review report on excluding transactions with

On 6 November 2025, the European Commission (Commission) launched a targeted consultation on the prudential framework for market risk for banks, the Fundamental Review of the Trading Book (FRTB).

The consultation is framed by the empowerment to the Commission under Article 461a of the Capital Requirements Regulation (CRR) and

On 3 November 2025, the European Banking Authority (EBA) issued a consultation paper containing draft guidelines on the authorisation of third country branches in accordance with Article 48c(8) of the Capital Requirements Directive IV (as amended by Directive (EU) 2024/1619).

Scope

The draft guidelines are addressed to Member State competent authorities in charge

On 29 October 2025, the European Banking Authority (EBA) issued a Final Report on draft Regulatory Technical Standards (RTS) on credit valuation adjustment (CVA) risk of securities financing transactions (SFTs).

Background

The Capital Requirements Regulation (CRR) as amended by Regulation 2024/1623 (CRR3) implements in the

On 29 October 2025, the European Commission (Commission) adopted a communication which provides guidance on how banks can benefit from more favourable prudential treatment under the Capital Requirements Regulation (CRR) when investing in equity through legislative programmes – structured public investment schemes established under EU or national law.

Subject to the

On 28 October 2025, the Basel Committee on Banking Supervision issued a technical amendment to the Basel Framework which relates to the circumstance where a bank uses a guarantee or credit derivative to hedge the counterparty credit risk of a derivative exposure subject to the standardised approach to counterparty credit risk or the internal models

On 28 October 2025, the Prudential Regulation Authority (PRA) published Policy Statement 18/25 ‘Retiring the refined methodology to Pillar 2A (near–final)’ (PS18/25).

PS18/25 provides feedback to responses the PRA received to the following chapters of consultation paper (CP) 9/24 – Streamlining the Pillar 2A capital framework and the capital

On 28 October 2025, the Prudential Regulation Authority (PRA) issued Policy Statement 20/25 ‘The Strong and Simple Framework: The simplified capital regime for Small Domestic Deposit Takers (SDDTs) (near-final)’ (PS20/25).

Background

On 12 September 2024, the PRA published Consultation Paper CP7/24 ‘The Strong and Simple Framework: The simplified capital regime for