Capital Adequacy

On 5 November 2026, the Basel Committee on Banking Supervision (Basel Committee) issued a consultative document on consequential amendments to the Basel Framework to update cross-references to refer to the relevant chapters in the consolidated guidelines.

Background

In 2025, the Basel Committee initiated work to consolidate its guidelines and sound practices into a…

On 28 January 2026, the European Banking Authority (EBA) announced that its Pillar 3 data hub was going live.

The hub discloses the data that large and other institutions began submitting on 26 January, and significantly enhances the availability, usability and comparability of prudential information across the EU.

The EBA is mandated in…

On 20 January 2026, the Prudential Regulation Authority (PRA) published Policy Statement 4/26 – The Strong and Simple Framework: The simplified capital regime for Small Domestic Deposit Takers (PS4/26).

Background

In CP7/24, the PRA proposed to create a significantly simpler capital regime for small domestic deposit takers (SDDTs)…

On 20 January 2026, the Prudential Regulation Authority (PRA) published Policy Statement 1/26 – Implementation of Basel 3.1: Final rules (PS1/26).

Basel 3.1

The final policy, rules and supervisory expectations in PS1/26 were published as near-final in Policy Statement 17/23 – Implementation of the Basel 3.1 standards near-final part 1 (…

On 13 January 2026, the Financial Conduct Authority and Prudential Regulation Authority issued a joint consultation paper (PRA CP1/26, FCA CP26/2) setting out the proposal for the Management Expenses Levy Limit (MELL) for the Financial Services Compensation Scheme (FSCS) for 2026/27. The MELL covers the FSCS’ costs of operating the UK’s…

On 9 January 2026, the European Banking Authority (EBA) issued a report on prudential consolidation and the final guidelines on ancillary services undertakings (ASU) under the Capital Requirements Regulation (CRR).

The EBA has prepared the report in accordance with the mandate given to it under Article 18(10) of the…

On 8 January 2026, the Joint Committee of the European Supervisory Authorities (ESAs) issued their Final Report on Joint Guidelines to ensure that consistency, long-term considerations and common standards for assessment methodologies are integrated into the stress testing of environmental, social and governance (ESG) risks pursuant to Article 100(4) of the…

On 2 January 2026, the Prudential Regulation Authority (PRA) published a new web page regarding Notification for inclusion of interim or year-end profits in Common Equity Tier 1 capital.

The webpage notes that under Article 26(2), Chapter 3 of the Own Funds (CRR) Part of the PRA Rulebook, firms must notify the…

On 19 December 2025, there was published in the Official Journal of the EU, Guideline (EU) 2025/2595 of the European Central Bank (ECB) of 10 December 2025 on the supervisory approach by Member State competent authorities (NCAs) to coverage of non-performing exposures held by less significant supervised entities.

The Guidelines are…