On 28 January 2026, the European Banking Authority (EBA) announced that its Pillar 3 data hub was going live.
The hub discloses the data that large and other institutions began submitting on 26 January, and significantly enhances the availability, usability and comparability of prudential information across the EU.
The EBA is mandated in
On 20 January 2026, the Prudential Regulation Authority (PRA) published Policy Statement 4/26 – The Strong and Simple Framework: The simplified capital regime for Small Domestic Deposit Takers (PS4/26).
Background
In CP7/24, the PRA proposed to create a significantly simpler capital regime for small domestic deposit takers (SDDTs)
On 20 January 2026, the Prudential Regulation Authority (PRA) published Policy Statement 1/26 – Implementation of Basel 3.1: Final rules (PS1/26).
Basel 3.1
The final policy, rules and supervisory expectations in PS1/26 were published as near-final in Policy Statement 17/23 – Implementation of the Basel 3.1 standards near-final part 1 (
On 13 January 2026, the Financial Conduct Authority and Prudential Regulation Authority issued a joint consultation paper (PRA CP1/26, FCA CP26/2) setting out the proposal for the Management Expenses Levy Limit (MELL) for the Financial Services Compensation Scheme (FSCS) for 2026/27. The MELL covers the FSCS’ costs of operating the UK’s
On 9 January 2026, the European Banking Authority (EBA) issued a report on prudential consolidation and the final guidelines on ancillary services undertakings (ASU) under the Capital Requirements Regulation (CRR).
The EBA has prepared the report in accordance with the mandate given to it under Article 18(10) of the
On 8 January 2026, the Joint Committee of the European Supervisory Authorities (ESAs) issued their Final Report on Joint Guidelines to ensure that consistency, long-term considerations and common standards for assessment methodologies are integrated into the stress testing of environmental, social and governance (ESG) risks pursuant to Article 100(4) of the
On 2 January 2026, the Prudential Regulation Authority (PRA) published a new web page regarding Notification for inclusion of interim or year-end profits in Common Equity Tier 1 capital.
The webpage notes that under Article 26(2), Chapter 3 of the Own Funds (CRR) Part of the PRA Rulebook, firms must notify the
On 19 December 2025, there was published in the Official Journal of the EU, Guideline (EU) 2025/2595 of the European Central Bank (ECB) of 10 December 2025 on the supervisory approach by Member State competent authorities (NCAs) to coverage of non-performing exposures held by less significant supervised entities.
The Guidelines are
On 16 December 2025, the Financial Conduct Authority (FCA) published an Engagement Paper on market risk capital requirements for FCA investment firms.
The UK Government took up the idea of formally reviewing the market risk capital requirements for specialised investment firms as part of its Financial Services Growth and Competitiveness Strategy published in