August 2025

On 6 August 2025, the European Banking Authority (EBA) issued a final report containing draft Regulatory Technical Standards (RTS) on equivalent mechanism for unfinished property under Article 124(14) of the Capital Requirements Regulation (CRR).

The draft RTS aim to provide a harmonised framework at the EU level for the

On 1 August 2025, the Supreme Court handed down its much-anticipated judgment in the Hopcraft case.

We have published a new briefing note which looks at this judgment, the implications on the motor finance sector, as well as the next steps for firms and the responses of the government and the Financial Conduct Authority.

In the first episode of our new mini-series on the Chancellor’s Mansion House speech and Leeds Reforms, Jonathan Herbst, Hannah Meakin and Simon Lovegrove look at the big picture, including the key themes behind the government’s reforms and the latest on the Berne Financial Services Agreement.

Listen to our podcast here.

On 5 August 2025, the European Banking Authority (EBA) issued a consultation paper containing draft revised Regulatory Technical Standards (RTS) on the content of resolution plans and group resolution plans, the assessment of resolvability, and the operational functioning of resolution colleges under the Bank Recovery and Resolution Directive.

Background

The RTS

On 5 August 2025, the European Banking Authority (EBA) issued a final report containing draft Regulatory Technical Standards (RTS) on the calculation and aggregation of crypto exposure value.

Background

The objective of the draft RTS is to further specify technical elements that ensure a sound prudential treatment of crypto-assets exposures in

On 4 August 2025, the European Banking Authority (EBA) published its final report containing draft regulatory technical standards (RTS) establishing a risk taxonomy on operational risk that complies with international standards and a methodology to classify the loss events included in the loss data set based on that risk taxonomy on

Following the Supreme Court’s judgment in Hopcraft the FCA issued a statement, on 3 August 2025, in which it confirms that it will consult on an industry-wide redress scheme to compensate motor finance customers who were treated unfairly.

The FCA will issue its consultation on the redress scheme by early October and for it