On 14 October 2025, the Dutch Ministry of Finance submitted a revised draft of the Implementation Act Capital Requirements 2026 (Implementatiewet kapitaalvereisten 2026, the CRD VI Implementation Act) to the Council of State (Raad van State). This latest version introduces a key addition not included in the consultation draft (which
On 14 October 2025, there was published in the Official Journal of the EU (OJ), Commission Delegated Regulation (EU) 2025/1311 of 3 July 2025 supplementing Regulation (EU) No 575/2013 with regard to regulatory technical standards specifying the conditions for assessing the materiality of extensions of, and changes to, the use of alternative internal
On 14 October 2025, there was published in the Official Journal of the EU (OJ), Commission Delegated Regulation (EU) 2025/1265 of 1 July 2025 supplementing Regulation (EU) No 575/2013 with regard to regulatory technical standards (RTS) specifying the method for identifying the main risk driver of a position and for determining
On 19 September 2025, there was published in the Official Journal of the European Union (OJ), Commission Delegated Regulation (EU) 2015/1496 which amends the Capital Requirements Regulation (CRR) concerning own funds requirements for market risk, notably delaying the implementation of the Fundamental Review of the Trading Book (FRTB) framework.
On 15 September 2025, The Financial Services and Markets Act 2023 (Capital Buffers and Macro-prudential Measures) (Consequential Amendments) Regulations 2025 were made.
These Regulations come into force on 30 November 2025.
Background
The Capital Requirements (Capital Buffers and Macro-prudential Measures) Regulations 2014 (the 2014 Capital Buffers Regulations) are revoked by virtue of the Financial
On 12 September 2025, the European Banking Authority (EBA) issued a Final Report containing draft implementing technical standards (ITS) which amend Commission Implementing Regulation (EU) 2021/622.
Commission Implementing Regulation (EU) 2021/622 specifies uniform reporting templates, instructions and a methodology for reporting to the EBA on the minimum requirement for own funds
On 15 September 2025, the European Central Bank (ECB) issued a public consultation on a draft guideline for a harmonised supervisory approach to the coverage of non-performing exposures (NPEs) held by less significant institutions.
Background
While NPE ratios have, on average, decreased significantly since the launch of European banking supervision, some
On 22 August 2025, the German Ministry of Finance (Bundesministerium der Finanzen – BMF) published its draft bill for the implementation of Directive 2024/1619 (CRD VI) into German national law. The bill is entitled CRD VI Implementing and Bureaucracy Reduction Act (Bankenrichtlinienumsetzungs- und Bürokratieentlastungsgesetz – BRUBEG).
With its draft
On 8 August 2025, the European Banking Authority (EBA) confirmed that following the European Commission’s adoption of a Delegated Act postponing the application of the revised market risk framework in the EU, the so-called Fundamental Review of the Trading Book (FRTB), its no action letter of 12 August 2024 would remain