On 6 November 2026, the Financial Conduct Authority (FCA) published a blog in relation to the fairness of consumer contracts and how the FCA can use its powers to tackle harm.
Background
The FCA highlights that all firms are responsible for making sure that terms in their consumer contracts comply with the fairness
On 29 October 2026, the Financial Conduct Authority (FCA) published findings from its consumer finance supervisory work, highlighting good practice and areas for improvement in how firms assess, evidence and monitor fair value.
Background
In its consumer finance regulatory priorities report, the FCA set out that it would undertake risk-led reviews of
On 16 October 2026, the Financial Conduct Authority (FCA) published a feedback statement on expanding consumer access to investments (FS26/3).
Background
The FCA sets out that FS26/3 summarises the responses it received to its Discussion Paper (DP25/3) published in December 2025 and how and when it plans to act
On 22 September 2026, there was published in the Official Journal of the EU, a Corrigendum to Directive (EU) 2023/2225 of the European Parliament and of the Council of 18 October 2023 on credit agreements for consumers and repealing Directive 2008/48/EC.
On 19 August 2026, the Financial Conduct Authority set out examples of good and poor practice from its review of motor finance redress scheme implementation plans.
Background
The motor finance redress scheme is currently partially suspended, but firms must comply with all rules which are not suspended.
Approximately 6 weeks after the motor finance redress
On 18 May 2026, HM Treasury published its long-anticipated policy statement on reform of the Consumer Credit Act 1974 (CCA 1974), confirming its intention to repeal many of the remaining CCA 1974 provisions and much of the associated secondary legislation. The policy statement responds to the Phase 1 consultation published in May 2025
In our latest podcast episode on the Consumer Duty, we unpack FCA consultation paper 26/23 — a pivotal paper that could reshape how firms approach about the Duty’s reach. We explore the FCA’s proposals on scope and application, break down the proposals regarding proportionality, and examine the proposed expectations around principal and secondary manufacturers.
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On 8 May 2026, the Financial Conduct Authority (FCA) published a new webpage setting out further advice for firms and consumers in light of the legal challenges to its motor finance compensation scheme.
Among other things the FCA states that firms should continue to prepare for the scheme until the regulator
On 6 May 2026, the Financial Conduct Authority (FCA) issued a statement launching a review of the claims management market, following concerns that consumers are being failed by some claims management companies (CMCs) and law firms.
The review will look at the root causes of poor practices across the market, including