On 25 September 2025, HM Treasury (HMT) issued a consultation and call for evidence on the UK’s Commercial Credit Data Sharing (CCDS) scheme.
The government committed to consult on the CCDS scheme at Autumn Budget 2024, to assess potential enhancements.
CCDS scheme
CCDS is an initiative dating back to 2013. It
On 23 September 2025, the European Banking Authority (EBA) published its advice in response to the European Commission’s (the Commission) Call for Advice (CfA) on the review of the EU covered bond framework.
Background
On 27 November 2019, the EU adopted a covered bond legislative package composed of the Covered
On 22 September 2025, the Bank of England (BoE) issued a Policy Statement, Expanding mandatory ISO 20022 enhanced data in CHAPS from 2027.
In the Policy Statement the BoE sets out its position on expanding its mandatory ISO 20022 enhanced data requirements for CHAPS from November 2027, reflecting feedback to an earlier
On 22 September 2025, the Prudential Regulation Authority (PRA) published Consultation Paper 21/25 – Future banking data review: Deletion of banking reporting templates (CP21/25).
Background
The proposals in CP21/25 are the first set of deliverables under the Future Banking Data programme which is intended to deliver a tangible cost reduction in
On 12 September2025, the Australian Prudential Regulation Authority (APRA) published Therese McCarthy Hockey’s opening remarks to the Financial Services Institute of Australasia (FINSIA).
Ms Therese McCarthy-Hockey is a member of APRA’s Executive Board. In her opening remarks she covers the “three Ps” to illuminate APRA’s thinking behind its latest Corporate Plan:
On 11 September 2025, the European Central Bank (ECB) published a Regulation of 9 September 2025 amending Regulation (EU) 2015/534 on reporting of supervisory financial information together with annexes.
Regulation (EU) 2015/534 lays down reporting requirements concerning the supervisory financial information to be submitted by supervised entities to Member State national competent
On 3 September 2025, the Bank of England (BoE) published a speech by Sarah Breeden (Deputy Governor, Financial Stability) entitled Building trust and supporting innovation in the multi-moneyverse.
In her speech Sarah Breeden sets out her vision for a ‘multi-money’ system where different forms of money including traditional and tokenised commercial bank
The Texas State Securities Board (“TSSB”) and the New Jersey Bureau of Securities (“NJBS”) issued guidance to investment advisers on the use of data aggregation services and third-party financial platforms.
The full update can be found here on our US Regulatory Intelligence platform.