On 30 April 2025, the European Banking Authority (EBA) issued a Consultation Paper containing a draft Commission Delegated Regulation which amends Commission Delegated Regulation (EU) 2023/206 of 5 October 2022 supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the types of factors to be considered for the assessment of the appropriateness of risk weights for exposures secured by immovable property and the conditions to be taken into account for the assessment of the appropriateness of minimum loss given default values for exposures secured by immovable property.

Based on the assessment of the changes to the treatment of exposures secured by immovable property per the CRR as amended by Regulation (EU) 2024/1623, the only proposed amendment to the existing RTS consists in updating the relevant legal references to align with the new banking framework.

Next steps

The deadline for comments on the consultation paper is 30 May 2025.

A public hearing will take place via conference call on 13 May from 14:00 to 15:00 CEST. The deadline for registration is the 9 May 2025, 16:00 CEST.

Article 124(11) CRR requires the Final Report on the draft RTS is to be delivered by 10 January 2026.