Digital Finance, DLT and Fintech

On 26 November 2025, the Financial Conduct Authority published a new webpage regarding the Regulatory Sandbox and its stablecoins cohort.

The FCA has launched a special cohort within its Regulatory Sandbox for firms issuing stablecoins. This is a unique chance for innovative companies to test their stablecoin products and services under the UK’s evolving regulatory

In the latest episode of our Global Regulation Tomorrow Plus podcast series, Hannah Meakin and Simon Lovegrove discuss the two papers that the Bank of England has recently issued on sterling‑denominated systemic stablecoins – a consultation paper on the “Regulatory Framework for Sterling Systemic Stablecoins” and a financial stability paper on “The role of holding

On 21 November 2025, the European Banking Authority (EBA) issued a factsheet on the AI Act and its implications for the EU banking and payments sector.

The factsheet notes that there are not significant contradictions between the EU’s AI Act, which entered into force in August 2024, and EU banking and payments legislation.

On 11 November 2025, the European Parliament’s Committee on Economic and Monetary Affairs (ECON) published a report which contained a motion for a European Parliament Resolution on the impact of artificial intelligence (AI) on the financial sector.

Overview

The report examines the use and impact of AI in the financial services

On 12 November 2025, the Financial Conduct Authority (FCA) announced a strategic partnership on artificial intelligence with the Monetary Authority of Singapore. For the first time, the FCA will also establish a presence in Singapore with the appointment of an FCA Financial Services Attaché based at the British High Commission. This forms part

On 11 November 2025, the International Organization of Securities Commissions (IOSCO) published a Final Report on the Tokenisation of Financial Assets.

The purpose of the Final Report is to build a shared understanding among IOSCO members of how tokenisation is being adopted across capital markets and how regulators are responding. It examines

On 10 November 2025, the Bank of England (BoE) published a consultation paper setting out its proposed regulatory regime for sterling-denominated systemic stablecoins.

Overview

Sterling-denominated systemic stablecoins are a new type of digital money designed to maintain a stable value and could be used for retail payments and wholesale settlement in the future.

On 5 November 2025, HM Treasury published correspondence from the Economic Secretary to the Treasury commissioning the Financial Services Skills Commission to produce a report on AI and other disruptive technologies as provided for in the Financial Services Growth and Competitiveness Strategy published in July 2025.

On 29 October 2025, the Australian Securities and Investments Commission (ASIC) updated Information Sheet 225 Digital assets: Financial Products and Services (INFO 225).

Background

In December 2024, ASIC consulted on updates to INFO 225 (CP 381) to clarify when certain digital assets are financial products. CP 381 also sought