On 7 August 2025, the European Banking Authority (EBA) issued a consultation paper setting out proposed revisions to its guidelines on internal governance under the Capital Requirements Directive (CRD).
Background
The revision of the EBA guidelines is part of EBA’s roadmap on the implementation of the banking package (Capital Requirements Regulation III / CRDV VI) which came into application on 1 January 2025 and will, together with its set of regulatory products, further underpin a robust regulatory framework, efficient supervision, and enhanced risk control by credit institutions.
Proposals
The EBA is amending the guidelines to reflect the changes introduced by the CRD VI particularly the requirements under Article 88(3) of CRD VI, to ensure that each member of the management body, senior manager and key function holder have a documented statement of role and duties, and that a mapping of duties of the members of the management body, senior managers and key function holders has been drawn up. They also provide specific guidance to ensure that third-country branches have a robust governance framework in place.
The amendments also take into account lessons learnt from supervisory practices and the results of the EBA benchmarking report of diversity practices and gender-neutral remuneration policies.
Next steps
The deadline for comments on the consultation paper is 5 October 2025.
The EBA will hold a virtual public hearing on 5 September from 11:30 to 13:00 – Paris time. The EBA invites interested stakeholders to register by 1 September (16:00 CEST). The dial-in details will be communicated to those who have registered for the meeting.