On 12 February 2026, the European Banking Authority (EBA) issued an opinion advising Member State competent authorities (NCAs) under the Payment Services Directive 2 (PSD2) on how to proceed once the transition period that is set in the EBA’s No-Action letter of 10 June 2025 comes to an end
On 11 February 2026, the European Commission issued a targeted consultation on the competitiveness of the EU banking sector.
In the Commission Communication on the Savings and Investments Union it was mentioned that the Commission would publish in 2026 a report assessing the overall situation of the banking system in the Single Market, including the
On 11 February 2026, there was published in the Official Journal of the EU (OJ), Commission Delegated Regulation (EU) 2026/323 of 29 October 2025 amending Delegated Regulation (EU) 2022/805 as regards fees for the supervision by the European Securities and Markets Authority (ESMA) of benchmark administrators endorsing third-country benchmarks. The Commission
On 11 February 2026, the European Commission (Commission) issued a Call for Evidence on a Commission Communication on competitiveness in the Single Banking Market.
As announced in the Savings and Investments Union (SIU) Communication adopted on 19 March 2025, the Commission will publish in 2026 a Communication on the Single Market
On 9 February 2026, the Anti-Money Laundering Authority (AMLA) published consultation papers on three draft Regulatory Technical Standards (RTS) in relation to customer due diligence rules, as part of developing harmonised standards for the financial and non-financial sector while ensuring consistent application and enforcement across the EU.
Summary
In relation to
On 9 February 2026, the European Banking Authority (EBA) launched a consultation on its Discussion Paper on the simplification and assessment of the credit risk framework.
Background
The EBA’s 2025 Report on the efficiency of the regulatory and supervisory framework introduced a set of principles aimed at enhancing simplicity and efficiency across the
On 6 February 2026, there was published in the Official Journal of the EU (OJ), Commission Delegated Regulation 2026/305 of 29 October 2025 supplementing the European Market Infrastructure Regulation (EMIR) with regard to regulatory technical standards (RTS) specifying the operational conditions, the representativeness obligation and the reporting requirements related
On 4 February 2026, the EU Anti-Money Laundering Authority (AMLA) published its Single Programming Document for 2026-2028. The document is AMLA’s first multi-year plan, setting out priorities and timelines as it moves to delivery.
Among other things in 2026 AMLA will finalise the risk analysis and selection methodology which defines how obliged
On 4 February 2026, the European Commission issued for consultation a draft Implementing Regulation supplementing the Benchmarks Regulation (BMR) by establishing a list of spot foreign exchange benchmarks exempt from its application.
The spot foreign exchange rate benchmarks listed in the Annex to the draft Implementing Regulation are designated as spot foreign exchange