On 17 March 2026, the European Commission issued a Call for Evidence on the revision of State aid rules for banks in difficulty.
The current State aid rules for banks in difficulty precede the Crisis Management and Deposit Insurance (CMDI) framework and as such do not take into account the CMDI framework adopted in 2014. The Commission also evaluated the State aid rules for banks in difficulty applicable between 2008 and 2022. The evaluation identified areas where improvements could be made.
Following the political agreement on the revised CMDI framework (which subject to approval is expected to be published in the Official Journal in Q2 2026), the Commission is of the view that State aid rules should be updated in a timely manner to ensure a holistic approach to bank crisis management in the EU. The reviewed State aid rules could be adopted before all the parts of the revised CMDI framework become applicable.
The aim of the Call for Evidence is to collect any further insights into the potential scope and substance of future State aid rules for banks.
Next steps
The deadline for comments on the Call for Evidence is 14 April 2026.