Retail

On 3 December 2025, the Dutch Ministry of Finance published the draft implementation decree on financial services contracts concluded at a distance (the Draft Decree) for consultation and amends the rules on the provision of information to consumers by financial service providers, investment firms, fund managers, crypto-asset service providers and crowdfunding service providers.

The

On 10 June 2025, the European Commission (Commission) issued a call for evidence for a Recommendation on savings and investment accounts.

The call for evidence is part of the Savings and Investments Union strategy and contributions to it will be taken into account by the Commission when drafting its Recommendation on establishing savings

On 21 May 2025, the European Securities and Markets Authority (ESMA) issued a call for evidence on the retail investor journey.

Purpose

The purpose of the call for evidence is to gather input on key aspects of the investor journey, particularly the MiFID II regulatory requirements that impact retail investors when engaging

On 5 May 2025, the European Supervisory Authorities updated their consolidated questions and answers (Q&As) on the PRIIPs key information document (KID).

The Q&As contain updates on the following:

  • Market risk assessment – MRM class determination.
  • Performance scenarios.
  • Calculation of the summary cost indicators.

On 18 April 2025, the Dutch Minister of Finance published the draft implementation act on financial services contracts concluded at a distance (the Draft Implementation Act) for consultation. The Draft Implementation Act aims to implement Directive (EU) 2023/2673 into Dutch law. The Draft Implementation Act provides for various consumer protection requirements that will apply

On 24 April 2025, the Dutch Authority for the Financial Markets (Autoriteit Financiële Markten, the AFM) published a news update concerning the European Accessibility Act (Directive (EU) 2019/882, the EAA), which will become applicable in the Netherlands as of 28 June 2025. In this news item, the AFM urges financial institutions

On 2 April 2025, the Dutch Authority for the Financial Markets (Autoriteit Financiële Markten, the AFM) announced the launch of an exploratory investigation into financial services provided under the so-called ‘national regime’ exemption. This regime allows financial service providers and investment firms in the Netherlands to provide (i) investment advice and (ii)

On 24 March 2025, the Council of the EU published two notes (dated 11 March 2025) which both contain a three-column table comparing the EU institutions’ positions on the proposals for the Retail Investment Strategy. The first note covers the proposed Regulation amending Regulation (EU) No 1286/2014 as regards the modernisation of the key information

In this latest episode of our podcast series, Let’s talk asset management, Frank Herring and Simon Lovegrove continue their discussion on the EU Retail Investment Strategy and focus this time on ESMA’s and EIOPA’s recent letter which included comments on the value for money proposal.

Listen to the podcast here.