On 15 July 2015, the European Commission launched a public consultation to obtain stakeholders’ views and evidence on the potential impact of the Capital Requirements Regulation (CRR) and the Capital Requirements Directive IV (CRD IV) on bank lending to the economy (the Consultation).

On 7 October 2015, the Dutch Minister of Finance sent the Dutch response to the Consultation to the Dutch Parliament. In its response, the Dutch government responds to questions raised in the consultation document, such as what the role was of CRR and CRD IV requirements in the recapitalisation process, whether the increased capital requirements have influenced the overall capacity of banks to lend or affected the market for some categories of assets more than others, and which areas of the CRR could be simplified without compromising its objective of ensuring prudence, legal certainty and a level playing field?

View the Dutch response to the consultation document, 7 October 2015.