On 18 December 2025, the Single Resolution Board (SRB) issued a report on the approach to simplification.
In the report the SRB outlines its ongoing work to simplify banking regulation. It sets out the SRB’s general principles in the ongoing debate on simplification and then outlines the actions that the SRB is considering and/or implementing as well as recommendations for others.
The SRB’s three pillars of simplification cover:
- Information and reporting requirements – The objective is to streamline data requests and increase predictability for banks and authorities. Key actions include reducing the burden of data requests and streamlining prior permission procedures.
- Frequency and intensity of planning and testing – The objective is a more proportionate and risk-focussed approach to resolution planning. Key actions include targeted resolvability testing and proposing to legislators a gradual shift to a two- or three-year planning cycle where appropriate.
- Clear, predictable and stable guidance – The objective is stable policies that enable better planning, compliance and investment decisions. Key actions include early stakeholder engagement and predictability through structured planning cycles.