Banking

On 5 May 2026, the European Central Bank (ECB) issued a report, Strengthening the macroprudential lens in the regulation of non-bank financial intermediation.

In the report, the ECB summarises a small number of targeted policy proposals that are intended to strengthen the macroprudential lens in the regulation and supervision of the non-bank…

On 30 March 2026, the German act transposing Directive 2024/1619 (CRD VI) into national law was published. The act is entitled Banking Directive Implementation and Bureaucracy Relief Act  (Bankenrichtlinienumsetzungs- und Bürokratieentlastungsgesetz – BRUBEG).

BRUBEG is a comprehensive reform that covers the implementation of the European rules set out in CRD VI…

On 5 March 2026, the Council of the EU formally adopted the legislative package for the crisis management and deposit insurance (CMDI) framework review in first reading. The formal adoption follows a political trilogue agreement with the European Parliament reached on 25 June 2025.

The legislative package was proposed by the European Commission…

On 11 February 2026, the European Commission (Commission) issued a Call for Evidence on a Commission Communication on competitiveness in the Single Banking Market.

As announced in the Savings and Investments Union (SIU) Communication adopted on 19 March 2025, the Commission will publish in 2026 a Communication on the Single Market…

On January 28, 2026, the German Federal Financial Supervisory Authority (‘BaFin’) has published its report “Risks in BaFin´s Focus 2026””. In BaFin´s view, the positive mood in the financial markets is marked by obscuring factors that can impact financial stability such as geopolitical turmoil and advancing digitalisation which is not only increasing the operational…

On 29 January 2026, the European Banking Authority (EBA) published a consultation on draft amendments to its guidelines (EBA/GL/2020/13) on the appropriate subsets of sectoral exposures to which competent or designated authorities may apply a systemic risk buffer, with the aim of addressing systemic risks stemming from climate change.

The revised…

On 26 January 2026, the European Banking Authority (EBA) issued a report on the medium- to long term objectives of its interest rate risk in the banking book (IRRBB) Heatmap, including key observations and recommendations for institutions and supervisors.

In January 2024, the EBA published its Heatmap following its earlier scrutiny…

On 23 January 2026, the European Systemic Risk Board (ESRB) issued a summary compliance report that assesses compliance with certain aspects of Recommendation ESRB/2019/18 on exchange and collection of information for macroprudential purposes on branches of credit institutions having their head office in another Member State or in a third country. The Recommendation…