On 24 July 2026, the Financial Ombudsman Service (FOS) issued its response to HM Treasury’s (HMT) Call for Evidence for the Access to Banking Review.
The Call for Evidence for the Independent Review into Access to Banking Services will gather evidence on the impact of changes to in-person banking services and
On 23 July 2026, the European Banking Authority (EBA) issued four consultation papers on technical standards and guidelines under the revised Deposit Guarantee Schemes Directive (DGSD3). Under DGSD3, the EBA is mandated to develop 12 technical standards and guidelines, the first four of which have now been published for consultation.
Consultations
On 7 July 2026, the European Banking Authority (EBA) published a Final Report setting out draft guidelines on the authorisation of third country branches (TCBs) in accordance with Article 48c(8) of the Capital Requirements Directive IV (CRD IV) (as amended by Directive (EU) 2024/1619 (CRD VI)).
Background
On 11 May 2026, the Single Resolution Board (SRB) issued a public consultation on a consolidated version of its operational guidance for banks on liquidity and funding in resolution and its annexes.
The SRB operational guidance specifies the resolvability expectations related to banks’ liquidity and funding arrangements. It provides operational guidance to banks
On 11 May 2026, HM Treasury (HMT) published its response to its 2025 consultations on two parts of the UK’s statutory small and medium sized enterprises (SME) finance framework: Commercial Credit Data Sharing (CCDS) and the Bank Referral Scheme (BRS).
CCDS consultation
CCDS is an initiative dating
On 5 May 2026, the European Central Bank (ECB) issued a report, Strengthening the macroprudential lens in the regulation of non-bank financial intermediation.
In the report, the ECB summarises a small number of targeted policy proposals that are intended to strengthen the macroprudential lens in the regulation and supervision of the non-bank
On 30 March 2026, the German act transposing Directive 2024/1619 (CRD VI) into national law was published. The act is entitled Banking Directive Implementation and Bureaucracy Relief Act (Bankenrichtlinienumsetzungs- und Bürokratieentlastungsgesetz – BRUBEG).
BRUBEG is a comprehensive reform that covers the implementation of the European rules set out in CRD VI
On 5 March 2026, the Council of the EU formally adopted the legislative package for the crisis management and deposit insurance (CMDI) framework review in first reading. The formal adoption follows a political trilogue agreement with the European Parliament reached on 25 June 2025.
The legislative package was proposed by the European Commission
On 11 February 2026, the European Commission (Commission) issued a Call for Evidence on a Commission Communication on competitiveness in the Single Banking Market.
As announced in the Savings and Investments Union (SIU) Communication adopted on 19 March 2025, the Commission will publish in 2026 a Communication on the Single Market
On 4 February 2026, the Prudential Regulation Authority (PRA) issued Discussion Paper 1/26: Future banking data (DP1/26).
FBD
The PRA is reviewing its strategic approach to regulatory reporting for banks through the Future Banking Data (FBD) programme. In DP1/26 the PRA sets out its latest thinking on banking data