Banking

On 11 February 2026, the European Commission (Commission) issued a Call for Evidence on a Commission Communication on competitiveness in the Single Banking Market.

As announced in the Savings and Investments Union (SIU) Communication adopted on 19 March 2025, the Commission will publish in 2026 a Communication on the Single Market

On January 28, 2026, the German Federal Financial Supervisory Authority (‘BaFin’) has published its report “Risks in BaFin´s Focus 2026””. In BaFin´s view, the positive mood in the financial markets is marked by obscuring factors that can impact financial stability such as geopolitical turmoil and advancing digitalisation which is not only increasing the operational

On 29 January 2026, the European Banking Authority (EBA) published a consultation on draft amendments to its guidelines (EBA/GL/2020/13) on the appropriate subsets of sectoral exposures to which competent or designated authorities may apply a systemic risk buffer, with the aim of addressing systemic risks stemming from climate change.

The revised

On 26 January 2026, the European Banking Authority (EBA) issued a report on the medium- to long term objectives of its interest rate risk in the banking book (IRRBB) Heatmap, including key observations and recommendations for institutions and supervisors.

In January 2024, the EBA published its Heatmap following its earlier scrutiny

On 23 January 2026, the European Systemic Risk Board (ESRB) issued a summary compliance report that assesses compliance with certain aspects of Recommendation ESRB/2019/18 on exchange and collection of information for macroprudential purposes on branches of credit institutions having their head office in another Member State or in a third country. The Recommendation

On 23 January 2026, the European Banking Authority (EBA) issued a Final Report containing updated draft Regulatory Technical Standards (RTS) on resolution plans and on the functioning of resolution colleges. The revisions aim to simplify and refocus resolution planning while improving the effectiveness of cooperation and coordination among authorities.

The Bank

On 21 January 2026, the Financial Stability Board (FSB) published its 2025 Resolution Report (the Report).

Overview

The Report reviews the progress achieved on enhancing crisis readiness across banks, insurers and central counterparties (CCPs) in 2025 and the FSB’s priorities for 2026 to advance the operationalisation of resolution frameworks.

Building

On 20 January 2026, the Financial Conduct Authority and the Payment Systems Regulator issued a joint prioritisation statement on commercial variable recurring payments – UKPI scheme (Phase 1/Wave 1). The joint statement confirms that the regulators will not, at this stage, prioritise a Competition Act 1998 investigation into the centralised ‘access fee’ pricing model being