On 18 November 2025, the Prudential Regulation Authority (PRA) published a policy statement (PS 24/25) setting out final rules in relation to increasing the Financial Services Compensation Scheme (FSCS) deposit protection limits.
Background
The FSCS is the UK’s deposit guarantee scheme, which protects eligible deposits by providing compensation to depositors if
On 17 November 2025, the Financial Stability Board (FSB) published a practices paper on the operationalisation of transfer tools.
The FSB has developed this practices paper as part of the lessons from the 2023 banking turmoil and it is intended to support resolution authorities’ preparedness to use transfer tools.
In particular it
On November 13, 2025, the German regulator, the Federal Financial Supervisory Authority (BaFin), issued version 5 of its Circular MaBail-in in the context of the resolution of institutions. The aim is to improve the resolvability of institutions for which the application of a bail-in resolution tool is planned.
The circular is addressed to all institutions
On 10 November 2025, the Presidency of the Council of the EU issued an ‘I’ item note regarding the Crisis Management and Deposit Insurance reform package together with Annexes 1, 2 and 3. The ‘I’ item note states that Coreper is invited to reach a political agreement, on the basis of the texts
On 7 November 2025, the European Parliament published the provisional agreements reached during interinstitutional negotiations as part of the Crisis Management and Deposit Insurance (CMDI) reform package. This includes the proposals for directives amending the Bank Recovery and Resolution Directive and the Deposit Guarantee Schemes Directive.
The provisional agreements have been submitted
On 28 October 2025, the Prudential Regulation Authority (PRA) published a near final policy statement (PS19/25) providing feedback to responses to CP13/24 – Remainder of CRR: Restatement of assimilated law.
Background
In CP13/24, the PRA proposed to restate the remaining relevant provisions in the Capital Requirements Regulation (CRR)
On 27 October 2025, HM Treasury (HMT) published a consultation and call for evidence inviting views on issues and proposals in relation to the Bank Referral Scheme (BRS).
Background
The BRS requires major lenders to refer SME customers, who have been rejected by that lender and have agreed to be referred
On October 22, 2025, the German regulator, the Federal Financial Supervisory Authority (BaFin), issued a Circular on management board members and on members of administrative and supervisory bodies pursuant to the German Banking Act (Kreditwesengesetz – KWG). The Circular replaces two BaFin Guidance Notices: (i) The Guidance Notice on management board members pursuant to the
On 17 October 2025, the Single Resolution Board (SRB) issued a consultation on operational guidance for banks’ communication in resolution, as well as a communication testing supplement to its operational guidance for resolvability testing for banks.
Background
Per Article 8(9)(n) of the Single Resolution Mechanism Regulation, a communication plan needs to be prepared
On 17 October 2025, there was published in the Official Journal of the EU (OJ), Regulation (EU) 2025/1958 of the European Central Bank of 9 September 2025 amending Regulation (EU) 2015/534 on reporting of supervisory financial information.
Our earlier blog on Regulation (EU) 2025/1958 can be found here.
It enters into force