On 8 August 2025, the European Banking Authority (EBA) published its final draft Implementing Technical Standards (ITS), amending the Implementing Regulation on the benchmarking of credit and market risk for the 2026 exercise.
Article 78 of the Capital Requirements Directive requires the EBA to specify the benchmarking portfolios, templates and
On 6 August 2025, the European Banking Authority (EBA) issued a final report containing draft Regulatory Technical Standards (RTS) on equivalent mechanism for unfinished property under Article 124(14) of the Capital Requirements Regulation (CRR).
The draft RTS aim to provide a harmonised framework at the EU level for the
On 4 August 2025, the European Banking Authority (EBA) published its final report containing draft regulatory technical standards (RTS) establishing a risk taxonomy on operational risk that complies with international standards and a methodology to classify the loss events included in the loss data set based on that risk taxonomy on
On 29 July 2025, the Prudential Regulation Authority reissued the 2024 Other Systemically Important Institutions (O-SII) buffer rates for ring-fenced banks (RFBs) and large building societies to reflect the Financial Policy Committee’s updated O-SII buffer framework.
The revised 2024 O-SII buffer rates are based on the average of quarter-end UK leverage
On 28 July 2025, the European Central Bank (ECB) updated its guide to internal models.
The updated guide includes a new section on machine learning which specifies expectations for using machine learning techniques in internal models. The chapter on credit risk has also been updated which includes clarifications of the responsibilities of senior
On 22 July 2025, the European Commission (Commission) issued a targeted consultation on the treatment of equity exposures incurred under legislative programmes in the Capital Requirements Regulation (CRR).
The Commission is issuing the targeted consultation on a Communication aimed at providing guidance on Article 133(5) of the CRR (equity exposures). The
On 16 July 2025, the European Banking Authority (EBA) published a Handbook on simulation exercises for resolution authorities. The Handbook for the first time provides a comprehensive framework of best practices, methodologies and processes to support resolution authorities in enhancing their preparedness and operational capabilities through structured simulation exercises, harmonising the use
On 9 July 2025, the European Banking Authority (EBA) issued a consultation paper on draft regulatory technical standards (RTS) amending RTS on own funds and eligible liabilities instruments.
Background
When it published the final draft RTS on own funds and eligible liabilities on 26 May 2021, the EBA acknowledged comments received
On 3 July 2025, the European Commission adopted a Commission Delegated Regulation supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the conditions for assessing the materiality of extensions of, and changes to, the use of alternative internal models, and changes to the subset of the
On 1 July 2025, the European Banking Authority (EBA) issued a Final Report on acquisition, development and construction (ADC) exposures to residential property under Article 126a of the Capital Requirements Regulation (CRR).
Background
ADC exposures are associated with heightened risk and attract a risk-weight of 150%. Institutions may, however