Capital adequacy

On 30 April 2025, the European Banking Authority (EBA) issued a Consultation Paper containing a draft Commission Delegated Regulation which amends Commission Delegated Regulation (EU) 2023/206 of 5 October 2022 supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the types of factors to…

On 23 April 2025, the European Commission (Commission) adopted a Delegated Regulation supplementing the Capital Requirements Directive IV (CRD IV) with regard to regulatory technical standards (RTS) specifying the general conditions for the functioning of supervisory colleges, and repealing Commission Delegated Regulation (EU) 2016/98.

Background

Article 51(4) of the…

On 23 April 2025, the European Commission adopted a Delegated Regulation supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the conditions and indicators that the European Banking Authority (EBA) is to use to determine whether extraordinary circumstances in the sense of Article 325az(5)…

On 16 April 2025, a Corrigendum to Regulation (EU) 2024/1623 of 31 May 2024 (CRR3) amending Regulation (EU) No 575/2013 as regards requirements for credit risk, credit valuation adjustment risk, operational risk, market risk and the output floor was published in the Official Journal of the EU.

The Corrigendum concerns an amendment to…

On 15 April 2025, the European Banking Authority (EBA) published its benchmarking report on remuneration and gender pay gap for institutions and investment firms.

Background

The EBA collects remuneration and gender pay gap data from national competent authorities for benchmarking under the Capital Requirements Directive and the Investment Firms Directive (IFD)…

On 31 March 2025, the European Commission (Commission) issued a proposed Regulation amending the Capital Requirements Regulation (CRR) on prudential requirements for credit institutions and investment firms. The amendment, if adopted, will render permanent the current transitional approach to the Net Stable Funding Ratio (NSFR) requirement.

Background

Under the…

On 24 March 2025, the European Commission (Commission) launched a consultation on the application of the market risk prudential framework.

In 2024, the Commission postponed until 1 January 2026 the date of application of the Fundamental Review of the Trading Book (FRTB) so as to align implementation with other major global…

On 17 March 2025, the European Banking Authority (EBA) published a Final Report contains draft implementing technical standards (ITS) amending Implementing Regulation (EU) 2016/100 laying down ITS specifying the joint decision process with regard to the application for certain prudential permissions pursuant to the Capital Requirements Regulation (CRR).

The…

On 12 March 2025, there was published in the Official Journal of the EU (OJ), Commission Implementing Regulation (EU) 2025/379 of 26 February 2025 amending the implementing technical standards laid down in Implementing Regulation (EU) 2016/2070 as regards benchmark portfolios, reporting templates and reporting instructions to be applied in the Union for the…

On 7 March 2025, the European Central Bank (ECB) issued its staff response to the European Commission’s (Commission) call for evidence on a targeted amendment to the prudential treatment of securities financing transactions (SFTs) under the net stable funding ratio (NSFR).

The Commission’s initiative aims to make…