On 9 July 2025, the European Banking Authority (EBA) issued a consultation paper on draft regulatory technical standards (RTS) amending RTS on own funds and eligible liabilities instruments.
Background
When it published the final draft RTS on own funds and eligible liabilities on 26 May 2021, the EBA acknowledged comments received
On 3 July 2025, the European Commission adopted a Commission Delegated Regulation supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the conditions for assessing the materiality of extensions of, and changes to, the use of alternative internal models, and changes to the subset of the
On 1 July 2025, the European Banking Authority (EBA) issued a Final Report on acquisition, development and construction (ADC) exposures to residential property under Article 126a of the Capital Requirements Regulation (CRR).
Background
ADC exposures are associated with heightened risk and attract a risk-weight of 150%. Institutions may, however
On 25 June 2025, there was published in the Official Journal of the EU, Regulation (EU) 2025/1215 amending the Capital Requirements Regulation as regards requirements for securities financing transactions under the net stable funding ratio. The Regulation enters into force on the day following its publication in the OJ and applies from 29 June 2025.
On 10 June 2025, the Basel Committee on Banking Supervision issued proposals for a technical amendment to the Basel Framework concerning the standardised approach for operational risk.
The Basel Committee has also finalised a set of frequently asked questions regarding the standardised approach for credit risk. The deadline for comments on the proposed amendments is
On 28 May 2025, the Council of the EU published the text of the draft Regulation of the European Parliament and of the Council amending Regulation (EU) No 575/2013 as regards requirements for securities financing transactions under the net stable funding ratio. The draft Regulation enters into force on the day following its publication in
On 22 May 2025, the European Parliament published a legislative resolution it had adopted for a proposed Regulation amending the Capital Requirements Regulation as regards requirements for securities financing transactions under the net stable funding ratio. Previously, the European Commission published its legislative proposal for the amending Regulation in March 2025. The Council adopted its
On 22 May 2025, the European Banking Authority (EBA) published an onboarding plan for large and other institutions, setting out the steps required for accessing and submitting information to the new Pillar 3 Data Hub (P3DH). The onboarding plan outlines the procedural steps that institutions need to follow to ensure timely
On 22 May 2025, the European Banking Authority (EBA) issued a consultation paper on draft implementing technical standards (ITS) amending European Commission (Commission) Implementing Regulation (EU) 2024/3172. The proposals amend the Pillar 3 disclosures framework by incorporating the requirements set out in the Capital Requirements Regulation 3 (CRR
On 21 May 2025, the Basel Committee on Banking Supervision (Basel Committee) issued a statement following its meeting on 20 and 21 May 2025.
The Basel Committee continues to prioritise the full and consistent implementation of Basel III. It will also publish by the end of this year a final version of its