Capital adequacy

On 2 December 2024, the European Banking Authority (EBA) published a final report containing draft Implementing Technical Standards (ITS) amending Commission Implementing Regulation (EU) 2021/2284 with regard to the reporting of information on certain K-factor requirements.

Commission Implementing Regulation (EU) 2021/2284 is being amended in light of the Capital Requirements Regulation

On 28 November 2024, the Basel Committee on Banking Supervision (Basel Committee) published a report which describes the range of practices in implementing a positive neutral countercyclical capital buffer (CCyB).

In 2010, the Basel Committee published guidance that detailed the key requirements for operating the CCyB, and in 2017 it published

On 27 November 2024, the Basel Committee on Banking Supervision (Basel Committee) published various finalised technical amendments to the Basel Framework.

The amendments, which relate to (i) the standardised approach to credit risk and (ii) cryptoasset exposures, were published for consultation in July 2024 and have been finalised as originally proposed.

The Basel Committee plans

On 22 November 2024, the European Securities and Markets Authority (ESMA) and the European Central Bank (ECB) published responses to the European Commission’s consultation on macroprudential policies for Non-Bank Financial Intermediation (NBFI) (which was published in May 2024 and is the subject of a previous blog).

ESMA response

On 20 November 2024, the Basel Committee on Banking Supervision issued a press release which stated that it members unanimously reaffirmed their expectation of implementing all aspects of the Basel III framework in full, consistently and as soon as possible. The press release added that the Basel Committee would be issuing its guidelines for counterparty

On 14 November 2024, the European Banking Authority (EBA) issued an opinion on the European Commission’s (Commission) proposed amendments to the EBA’s final draft Implementing Technical Standards (ITS) on public disclosures by institutions and supervisory reporting under the revised Capital Requirements Regulation (CRR3).

Background

On 20 June

On 12 November 2024, the European Banking Authority (EBA) issued a consultation paper concerning draft guidelines that address the mandate given to the European Supervisory Authority under Article 123(1) of the Capital Requirements Regulation as amended by Regulation (EU) 2024/1623 (CRR) to specify proportionate diversification methods for retail exposures under which

On 12 November 2024, the European Banking Authority (EBA) published its final methodology, draft templates and template guidance for the 2025 EU-wide stress test. The EU-wide stress test is to assess the resilience of EU banks to a common set of adverse economic developments, identifying potential risks, informing supervisory decisions and increasing market

On 31 October 2024, there was published in the Official Journal of the EU (OJ) Commission Delegated Regulation (EU) 2024/2795 of 24 July 2024 amending Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to the date of application of the own funds requirements for market risk.

Our

On 24 October 2024, the European Banking Authority (EBA) issued a consultation paper on draft regulatory technical standards (RTS) on the treatment of structural foreign exchange (FX) positions under Article 104c of the Capital Requirements Regulation (CRR) and on the reporting on structural FX positions.

Prior to