On 25 June 2025, the Council of the EU issued a press release announcing that it had reached political agreement with the European Parliament on the legislative package for the crisis management and deposit insurance (CMDI) framework review. The European Parliament has also issued a press release.
In April 2023, the European
On 5 June 2025, the Single Resolution Board announced that it will be running a simulation of the collapse of a major bank to test the EU’s crisis management systems.
The scenario has been developed in secrecy and the central theme involves the failure of a systemically important bank with operations in multiple countries including
On 3 June 2025, the European Banking Authority (EBA) published a speech by its chairperson, José Manuel Campa. The speech was made at a high-level meeting for European Supervisors and is entitled Efficiency and effectiveness of EU financial regulation.
In his speech Mr Campa notes that there is currently a debate on
On 15 May 2025, the European Central Bank (ECB) announced that the amendment to the TARGET Guideline, which would allow non-bank payment service providers (non-bank PSPs) to participate in TARGET is postponed.
The amendment to the TARGET Guideline was outlined in ECB Decision ECB/2025/2 and is now expected to enter into
On 7 May 2025, the European Banking Authority (EBA) announced that it had published updated final draft implementing technical standards (ITS) on resolution planning.
Background
Article 11 of the Bank Recovery and Resolution Directive mandates the EBA to develop specific ITS on information on resolution plans. The original ITS were developed
On 30 April 2025, the Basel Committee on Banking Supervision (Basel Committee) revised its Principles for the Management of Credit Risk (Credit Risk Principles).
The Credit Risk Principles provide guidelines for banking supervisory authorities to evaluate banks’ credit risk management processes in four key areas: (i) establishing a suitable credit risk
On 7 April 2025, the European Banking Authority (EBA) published a peer review report on the performance of stress tests by EU deposit guarantee schemes (DGSs).
Background
The peer review assessed the performance of stress tests by seven EU DGSs by examining how stress tests are performed against Article 4 of
On 4 April 2025, the European Banking Authority (EBA) published its 2024 reports on the annual market and credit risk benchmarking exercises. The reports summarise the conclusions drawn from a hypothetical portfolio exercise conducted by the EBA during 2023/24. The exercise was performed on a sample of 43 European banks from 13 jurisdictions.
On 4 April 2025, there was published in the Official Journal of the EU, Decision (EU) 2025/673 of the European Central Bank (ECB) of 24 March 2025 amending Decision (EU) 2023/1681 on the provision to the ECB of supervisory data reported to the national competent authorities (NCAs) by the supervised entities.
On 2 April 2025, the Single Resolution Board (SRB) issued a public consultation on expectations on valuation capabilities.
The consultation is part of the SRB’s engagement with industry in order to achieve its mandate and deliver on the Single Resolution Mechanism Vision 2028 strategy’s focus on improving crisis readiness.
In the consultation the