On 6 February 2025, there was published in the Official Journal of the EU, Decision (EU) 2025/222 of the European Central Bank of 27 January 2025 on access by non-bank payment service providers to Eurosystem central bank operated payment systems and central bank accounts. The Decision seeks to enhance the efficiency and smooth functioning of the EU retail payments sector, including facilitating instant payments across the euro area. It concerns the access of non-bank payment service providers to Eurosystem central bank-operated payment systems and central bank accounts. It applies from 9 April 2025.