On 23 January 2026, the European Banking Authority (EBA) issued a Final Report containing updated draft Regulatory Technical Standards (RTS) on resolution plans and on the functioning of resolution colleges. The revisions aim to simplify and refocus resolution planning while improving the effectiveness of cooperation and coordination among authorities.

The Bank Recovery and Resolution Directive gave the EBA mandates to specify the content of resolution plans for entities and groups, the assessment of the resolvability of institutions and groups, and the operational functioning of the resolution colleges for the performance of its tasks in relation to cross-border banking groups. The RTS were delivered by the EBA to the European Commission in July 2014 and adopted by the Commission in Delegated Regulation 2016/1075 in July 2016, which bundled together a number of regulatory standards.

In light of over a decade of experience in resolution planning and implementation and drawing on key lessons from recent crisis scenarios and simulation exercises, the EBA is revising these RTS. The revisions target both the structure and content of resolution plans as well as the operational functioning of resolution colleges for cross-border groups.

The draft RTS will be submitted to the Commission for endorsement, following which they will be subject to scrutiny by the European Parliament and the Council before being published in the Official Journal of the European Union.