On 5 July 2024, the European Banking Authority (EBA) issued a press release announcing that it had published for informal consultation its draft methodology, templates and guidance for the 2025 EU-wide stress test.

Among other things the press release notes that the EBA is making a number of changes following the 2023 exercise. This includes the integration of the Capital Requirements Regulation III and the European Commission’s announcement to postpone the application date of the Fundamental Review of the Trading Book. Other enhancements include the centralisation of net interest income projections and advancements in the market risk methodology to increase risk sensitivity. 68 banks from the EU and Norway, including 54 from the euro area, will participate in the exercise, thus covering 75% of the EU banking sector.