On 12 November 2024, the European Banking Authority (EBA) published its final methodology, draft templates and template guidance for the 2025 EU-wide stress test. The EU-wide stress test is to assess the resilience of EU banks to a common set of adverse economic developments, identifying potential risks, informing supervisory decisions and increasing market discipline. The stress test exercise will formally start in January 2025, following the release of the macroeconomic scenarios, with the results scheduled for publication in early August 2025.