On 30 October 2025, the European Banking Authority (EBA) responded to the European Commission’s Call for Advice on the following six regulatory mandates that the new Anti-Money Laundering Authority (AMLA) will adopt:

• Draft regulatory technical standards (RTS) on the methodology national supervisors will use to assess and classify the inherent and residual risk profile of obliged entities and the frequency at which such profile must be reviewed (Article 40(2) of the Sixth Anti-Money Laundering Directive (AMLD6)).
• Draft RTS on the risk assessment AMLA will use to determine which institutions it will directly supervise (Article 12(7) of the Anti-Money Laundering Regulation (AMLAR)).
• Draft RTS on the information obliged entities will have to obtain as part of the customer due diligence process under the new AML regime (Article 28(1) of AMLAR).
• Draft RTS on the way supervisors will classify breaches of the new regime by severity, and the criteria they will apply when setting the level of pecuniary sanctions or taking administrative measures, or when imposing periodic penalty payments (Article 53(10) of the AMLD6).
• Preparatory work on two additional mandates relating to draft RTS on group wide policies (Article 16(4) of AMLR) and guidelines on the base amounts for pecuniary fines (Article 53(11) of the AMLD6).

When putting together its proposals, the EBA was guided by the principles of a proportionate, risk-based approach that can be applied effectively by financial institutions and their AML supervisors and is conducive to limiting the cost of compliance where possible.

It will fall to AMLA, in consultation with the Commission, to take these proposals forward.