Capital Adequacy

On 8 May 2025, there was published in the Official Journal of the EU, Commission Delegated Regulation (EU) 2025/878 of 3 February 2025 amending the regulatory technical standards laid down in Delegated Regulation (EU) 2022/2059, Delegated Regulation (EU) 2022/2060 and Delegated Regulation (EU) 2023/1577 as regards the technical details of back-testing and profit and loss

On 7 May 2025, the European Central Bank issued a contribution from its staff on the European Commission’s targeted consultation on the application of the market risk prudential framework. Among other things the contribution states that postponing the start date for the application of the full new market risk framework for a further year (i.e.

On 5 May 2025, there was published in the Official Journal of the EU (OJ) Commission Delegated Regulation (EU) 2025/855 of 28 January 2025 amending the regulatory technical standards laid down in Delegated Regulation (EU) 2021/931 as regards the specification of the formula for calculating the supervisory delta of call and put options

On 30 April 2025, the European Banking Authority (EBA) issued a Consultation Paper containing a draft Commission Delegated Regulation which amends Commission Delegated Regulation (EU) 2023/206 of 5 October 2022 supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the types of factors to

On 23 April 2025, the European Commission (Commission) adopted a Delegated Regulation supplementing the Capital Requirements Directive IV (CRD IV) with regard to regulatory technical standards (RTS) specifying the general conditions for the functioning of supervisory colleges, and repealing Commission Delegated Regulation (EU) 2016/98.

Background

Article 51(4) of the

On 23 April 2025, the European Commission adopted a Delegated Regulation supplementing the Capital Requirements Regulation (CRR) with regard to regulatory technical standards (RTS) specifying the conditions and indicators that the European Banking Authority (EBA) is to use to determine whether extraordinary circumstances in the sense of Article 325az(5)

On 16 April 2025, a Corrigendum to Regulation (EU) 2024/1623 of 31 May 2024 (CRR3) amending Regulation (EU) No 575/2013 as regards requirements for credit risk, credit valuation adjustment risk, operational risk, market risk and the output floor was published in the Official Journal of the EU.

The Corrigendum concerns an amendment to

On 15 April 2025, the European Banking Authority (EBA) published its benchmarking report on remuneration and gender pay gap for institutions and investment firms.

Background

The EBA collects remuneration and gender pay gap data from national competent authorities for benchmarking under the Capital Requirements Directive and the Investment Firms Directive (IFD)

On 31 March 2025, the European Commission (Commission) issued a proposed Regulation amending the Capital Requirements Regulation (CRR) on prudential requirements for credit institutions and investment firms. The amendment, if adopted, will render permanent the current transitional approach to the Net Stable Funding Ratio (NSFR) requirement.

Background

Under the

On 24 March 2025, the European Commission (Commission) launched a consultation on the application of the market risk prudential framework.

In 2024, the Commission postponed until 1 January 2026 the date of application of the Fundamental Review of the Trading Book (FRTB) so as to align implementation with other major global