On 11 November 2020, there was published on legislation.gov.uk The Consumer Credit (Enforcement, Default and Termination Notices) (Coronavirus) (Amendment) Regulations 2020 together with an explanatory memorandum. The Consumer Credit Act 1974 (the Act) created a consumer protection regime, which required creditors or owners to send notices to borrowers or hirers under regulated agreements before taking certain actions, like demanding early repayment due to a breach of contract. Regulated agreements, as defined by the Act, means consumer credit agreements and consumer hire agreements. The Act further provided a power to make secondary legislation to determine the form of such notices, and to specify wording which must be included. This secondary legislation is the Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983 (1983 Regulations). This statutory instrument amends the 1983 Regulations by updating the content of the notices, seeking to make them less intimidating and easier to understand.