On 14 November 2023, the European Payments Council published:

• 2021 SEPA Credit Transfer rulebook version 1.3 (EPC125-05)
• 2021 SEPA Instant Credit Transfer rulebook version 1.3 (EPC004-16)
• 2021 SEPA Direct Debit Core rulebook version 1.3 (EPC016-06)
• 2021 SEPA Direct Debit Business-to-Business rulebook version 1.3 (EPC222-07)
• 2023 SEPA Credit Transfer rulebook version 1.1 (EPC125-05)
• 2023 SEPA Instant Credit Transfer rulebook version 1.2 (EPC004-16)
• Maximum Amount for Instructions under the 2023 SEPA Instant Credit Transfer Rulebook version 1.2 (EPC023-16)
• 2023 SEPA Direct Debit Core rulebook version 1.1 (EPC016-06)
• 2023 SEPA Direct Debit Business-to-Business rulebook version 1.1 (EPC222-07)
• Guidance on reason codes for SEPA Instant Credit Transfer R-transactions (EPC059-18)
• Guidance on the migration to the 2019 version of the ISO 20022-based XML messaging standard (EPC087-22)
• Guidance on reason codes for SEPA Credit Transfer R-transactions (EPC135-18)
• Guidance on the use of structured addresses under the SEPA payment schemes as of November 2025 (EPC153-22)
• Payment Scheme Participation Fees – Policy and Invoicing Guidelines (EPC194-15)
• SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1 (EPC132-08)
• SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.2 (EPC122-16)
• SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.2 (EPC121-16)
• SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.1 (EPC115-06)
• SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.1 (EPC131-08)
• SEPA Direct Debit Business-to-Business E-Mandate Service Implementation Guidelines 2023 version 1.1 (EPC129-09)
• SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.1 (EPC301-07)
• SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.1 (EPC130-08)
• SEPA Direct Debit Core E-Mandate Service Implementation Guidelines 2023 version 1.1 (EPC002-09)
• SEPA Direct Debit Core Inter-PSP Implementation Guidelines 2023 version 1.1 (EPC114-06)
• Guidance on reason codes for SEPA Direct Debit R-transactions (EPC173-14)
• Recommendation on ISO 20022 customer reporting of SEPA credit transfers (SCTs) and SEPA direct debits (SDDs) (EPC188-09 / Version 4.1)