On 2 December 2025, the House of Commons’ Treasury Committee published an update it received from the Financial Conduct Authority (FCA) in relation to reviewing the access to cash regime.

The FCA set out that following the Treasury Committee report on ‘Acceptance of Cash’ it had committed to publish a review of the access to cash regime’s effectiveness and that it is now setting out details and timings for the review.

The FCA explained that it anticipates commencing the review of the access to cash regime in Q4 2026, 2 years after the rules took effect, and publishing the findings in Q2 2027 and that the review will contain both a qualitative and quantitative assessment of the regime, including in-depth engagement with stakeholders to ensure a range of views are considered.

However, the FCA also made clear that as the powers given to it by Parliament are focused solely on cash access, it does not collect data on, or have oversight of, cash acceptance and therefore its review will not directly assess cash acceptance, but that the FCA will collect qualitative feedback from a range of stakeholders representing consumers and businesses to help to establish a fuller picture of the impact of the regime.