The FCA has published ‘Credit Ready’ checklists to help consumer credit firms ensure that they have all the relevant information and documentation when they apply for authorisation. The checklists also state that firms should have been emailed the date from which they can apply for authorisation.

One of the checklists is a decision tool that is designed to help firms decide whether they need to apply for full or limited permission.

View Credit Ready full permission checklist, 13 August 2014

View Credit Ready limited permission checklist, 13 August 2014

View Credit Ready decision tool, 13 August 2014

View Credit Ready jargon buster, 13 August 2014