On 12 September 2018, there was presented in the House of Commons the Creditworthiness Assessment Bill 2017-19 (the Bill), where it received its first reading. The Bill, a private members bill, if enacted, will amended the Financial Services and Markets Act 2000 to require the FCA to ensure that firms carrying on credit-related regulated activities or entering into a mortgage contract or similar take into account rental payment history and council tax payment history when assessing a borrower’s creditworthiness.

The Bill had its first reading in the House of Lords on 28 June 2017 and is due to have its second reading in the House of Commons on 26 October 2018.