On 24 March 2025, the Council of the EU published two notes (dated 11 March 2025) which both contain a three-column table comparing the EU institutions’ positions on the proposals for the Retail Investment Strategy. The first note covers the proposed Regulation amending Regulation (EU) No 1286/2014 as regards the modernisation of the key information
On 19 March 2025, the European Commission (Commission) adopted its strategy for the savings and investments union (SIU).
More inclusive and citizen-focused
The SIU draws on progress already made under the two Capital Markets Union (CMU) action plans and the parallel efforts to develop the Banking Union. Compared to
In this latest episode of our podcast series, Let’s talk asset management, Frank Herring and Simon Lovegrove continue their discussion on the EU Retail Investment Strategy and focus this time on ESMA’s and EIOPA’s recent letter which included comments on the value for money proposal.
Listen to the podcast here.
On 13 November 2024, the European Securities and Markets Authority (ESMA) published a letter that it had produced with the European Insurance and Occupational Pensions Authority (EIOPA) to various EU institutions regarding the Retail Investment Strategy (RIS).
In the letter ESMA / EIOPA note that RIS negotiations took place
On 28 June 2024, the European Banking Authority (EBA) updated its guidelines on arrears and foreclosures.
The update follows changes to the Mortgage Credit Directive (MCD).
The EBA originally issued the guidelines in 2015 to support the transposition of Article 28 of the MCD which deals with arrears and foreclosure. The
On 28 June 2024, the European Supervisory Authorities (ESAs) updated their consolidated Q&As on the PRIIPs Key Information Document.
In the general section the ESAs have added an answer to this question – Do FX forwards fall within the scope of the PRIIPs Regulation?
On 24 May 2023, the European Commission published its Retail Investment Strategy (RIS), a legislative package intended to empower retail investors to take more informed investment decisions that would better correspond to their investment needs and objectives.
The RIS comprises of a Directive as regards the EU retail investor protection rules. This Omnibus
On 26 March 2024, the European Parliament’s Committee on Economic and Monetary Affairs (ECON) published a report on the proposed Regulation amending Regulation (EU) No 1286/2014 as regards the modernisation of the key information document. The report sets out a draft European Parliament legislative resolution which makes amendments to the proposed Regulation.
On 15 March 2024, the European Supervisory Authorities (ESAs) published an updated version of their consolidated Q&As on the Packaged Retail and Insurance-based Investment Products (PRIIPs) Key Information Document.
The document combines responses given by the European Commission to questions regarding interpretation of EU law according to Article 16(5) of the
On 22 January 2024, there was published in the Official Journal of the EU, Commission Delegated Regulation (EU) 2024/358 of 29 September 2023 supplementing the EU Crowdfunding Regulation with regard to regulatory technical standards (RTS) specifying requirements on credit scoring of crowdfunding projects, pricing of crowdfunding offers, and risk management policies and procedures.