On 10 June 2025, the European Commission (Commission) issued a call for evidence for a Recommendation on savings and investment accounts.
The call for evidence is part of the Savings and Investments Union strategy and contributions to it will be taken into account by the Commission when drafting its Recommendation on establishing savings
On 21 May 2025, the European Securities and Markets Authority (ESMA) issued a call for evidence on the retail investor journey.
Purpose
The purpose of the call for evidence is to gather input on key aspects of the investor journey, particularly the MiFID II regulatory requirements that impact retail investors when engaging
On 5 May 2025, the European Supervisory Authorities updated their consolidated questions and answers (Q&As) on the PRIIPs key information document (KID).
The Q&As contain updates on the following:
On 24 March 2025, the Council of the EU published two notes (dated 11 March 2025) which both contain a three-column table comparing the EU institutions’ positions on the proposals for the Retail Investment Strategy. The first note covers the proposed Regulation amending Regulation (EU) No 1286/2014 as regards the modernisation of the key information
On 19 March 2025, the European Commission (Commission) adopted its strategy for the savings and investments union (SIU).
More inclusive and citizen-focused
The SIU draws on progress already made under the two Capital Markets Union (CMU) action plans and the parallel efforts to develop the Banking Union. Compared to
In this latest episode of our podcast series, Let’s talk asset management, Frank Herring and Simon Lovegrove continue their discussion on the EU Retail Investment Strategy and focus this time on ESMA’s and EIOPA’s recent letter which included comments on the value for money proposal.
Listen to the podcast here.
On 13 November 2024, the European Securities and Markets Authority (ESMA) published a letter that it had produced with the European Insurance and Occupational Pensions Authority (EIOPA) to various EU institutions regarding the Retail Investment Strategy (RIS).
In the letter ESMA / EIOPA note that RIS negotiations took place
On 28 June 2024, the European Banking Authority (EBA) updated its guidelines on arrears and foreclosures.
The update follows changes to the Mortgage Credit Directive (MCD).
The EBA originally issued the guidelines in 2015 to support the transposition of Article 28 of the MCD which deals with arrears and foreclosure. The
On 28 June 2024, the European Supervisory Authorities (ESAs) updated their consolidated Q&As on the PRIIPs Key Information Document.
In the general section the ESAs have added an answer to this question – Do FX forwards fall within the scope of the PRIIPs Regulation?
On 24 May 2023, the European Commission published its Retail Investment Strategy (RIS), a legislative package intended to empower retail investors to take more informed investment decisions that would better correspond to their investment needs and objectives.
The RIS comprises of a Directive as regards the EU retail investor protection rules. This Omnibus