The European Banking Authority has published its latest Risk Dashboard, providing data as of Q3 2017 on EU banks.
Key messages include:
- in Q3 2017, EU banks continued to strengthen their capital ratios;
- the ratio of non-performing loans kept a modest downward trend;
- profitability indicators have improved slightly but sustainable returns remain elusive for many banks; and
- the loan-to-deposit ratio continued to decrease whilst the leverage ratio remained broadly stable.