The European Banking Authority has published its latest Risk Dashboard, providing data as of Q3 2017 on EU banks.

Key messages include:

  • in Q3 2017, EU banks continued to strengthen their capital ratios;
  • the ratio of non-performing loans kept a modest downward trend;
  • profitability indicators have improved slightly but sustainable returns remain elusive for many banks; and
  • the loan-to-deposit ratio continued to decrease whilst the leverage ratio remained broadly stable.

View The EBA Risk Dashboard confirms steady improvements in the EU banking sector but banks profitability and business model sustainability remain key challenges, 16 January 2018