The European Payments Council has published implementation guidelines that set out the Single European Payments Area (SEPA) rules for implementing the interbank ISO 20022 XML message standards based on version 1.1 of the 2017 SEPA Credit Transfer (SCT) rulebook, which took effect on 19 November 2017.

View Credit Transfer Scheme Interbank Implementation Guidelines 2017 version 2.0, 21 December 2017