Capital Adequacy

On 3 October 2024, the European Banking Authority (EBA) issued a report on credit insurance.

Mandate

The EBA has prepared the report per the mandate given to it under the Capital Requirements Regulation 3 (CRR3), which requires the European Supervisory Authority to report to the European Commission on the eligibility and

On 13 August 2024, the European Banking Authority (EBA) published a final report containing draft regulatory technical standards (RTS) amending delegated regulations on profit and loss attribution requirements, risk factor modellability assessment, and the treatment of FX and commodity risk in the banking book.

Legal basis

The Capital Requirements Regulation 2

On 12 August 2024, the European Banking Authority (EBA) issued a no-action letter on the boundary between the banking book and the trading book and shared its considerations on technical questions and issues arising from the postponement.

Background

On 24 July 2024, the European Commission (Commission) adopted a Delegated Act in

On 9 August 2024, the European Banking Authority (EBA) published a final report containing draft implementing technical standards (ITS) amending Implementing Regulation (EU) 2016/2070 as regards benchmark portfolios, reporting templates and reporting instructions to be applied in the EU for the reporting referred to in Article 78(2) of the Capital Requirements

On 8 July 2024, there was published in the Official Journal of the EU, a Corrigendum to Commission Implementing Regulation (EU) 2024/1618 of 6 June 2024 amending Implementing Regulation (EU) 2021/763 laying down implementing technical standards for the application of the Capital Requirements Regulation and the Bank Recovery and Resolution Directive with regard to the

On 24 July 2024, the European Commission adopted a Delegated Regulation amending the Capital Requirements Regulation (CRR) with regard to the date of application of the own funds requirements for market risk.

The Delegated Regulation postpones the entry into application of the new market risk requirements as binding own funds requirements by a

On 17 July 2024, the Basel Committee on Banking Supervision (Basel Committee) published its final disclosure framework for banks’ cryptoasset exposures and targeted amendments to its cryptoasset standard. Both standards have an implementation date of 1 January 2026.

The final disclosure framework (DIS55) is based on the disclosure requirements contained in the final

On 17 July 2024, the European Banking Authority (EBA) issued a statement on the operational application of the Capital Requirements Regulation III (CRR III) in the area of credit risk modelling.

In the statement the EBA encourages institutions and Member State competent authorities (NCAs) to engage in active dialogue

On 16 July 2024, the Basel Committee on Banking Supervision (Basel Committee) announced that it had made targeted adjustments to the specified interest rate shocks in the interest rate risk in the banking book (IRRBB) standard.

The IRRBB standard requires banks to calculate measures of interest rate risk for their banking

On 16 July 2024, the European Banking Authority (EBA) issued a consultation paper on draft implementing technical standards (ITS) amending Commission Implementing Regulation (EU) 2016/100 specifying the joint decision process with regard to the application for certain prudential permissions pursuant to the Capital Requirements Regulation (CRR).

Commission Implementing Regulation