Capital adequacy

On 22 August 2025, the German Ministry of Finance (Bundesministerium der FinanzenBMF) published its draft bill for the implementation of Directive 2024/1619 (CRD VI) into German national law. The bill is entitled CRD VI Implementing and Bureaucracy Reduction Act (Bankenrichtlinienumsetzungs- und BürokratieentlastungsgesetzBRUBEG).

With its draft

On 8 August 2025, the European Banking Authority (EBA) confirmed that following the European Commission’s adoption of a Delegated Act postponing the application of the revised market risk framework in the EU, the so-called Fundamental Review of the Trading Book (FRTB), its no action letter of 12 August 2024 would remain

  • Commission Delegated Regulation (EU) 2025/791 of 23 April 2025 supplementing the Capital Requirements Directive IV (CRD IV) with regard to regulatory technical standards specifying the general conditions for the functioning of supervisory colleges, and repealing Commission

On 8 August 2025, the European Banking Authority (EBA) published its final draft Implementing Technical Standards (ITS), amending the Implementing Regulation on the benchmarking of credit and market risk for the 2026 exercise.

Article 78 of the Capital Requirements Directive requires the EBA to specify the benchmarking portfolios, templates and

On 6 August 2025, the European Banking Authority (EBA) issued a final report containing draft Regulatory Technical Standards (RTS) on equivalent mechanism for unfinished property under Article 124(14) of the Capital Requirements Regulation (CRR).

The draft RTS aim to provide a harmonised framework at the EU level for the

On 4 August 2025, the European Banking Authority (EBA) published its final report containing draft regulatory technical standards (RTS) establishing a risk taxonomy on operational risk that complies with international standards and a methodology to classify the loss events included in the loss data set based on that risk taxonomy on

On 29 July 2025, the Prudential Regulation Authority reissued the 2024 Other Systemically Important Institutions (O-SII) buffer rates for ring-fenced banks (RFBs) and large building societies to reflect the Financial Policy Committee’s updated O-SII buffer framework.

The revised 2024 O-SII buffer rates are based on the average of quarter-end UK leverage

On 28 July 2025, the European Central Bank (ECB) updated its guide to internal models.

The updated guide includes a new section on machine learning which specifies expectations for using machine learning techniques in internal models. The chapter on credit risk has also been updated which includes clarifications of the responsibilities of senior

On 22 July 2025, the European Commission (Commission) issued a targeted consultation on the treatment of equity exposures incurred under legislative programmes in the Capital Requirements Regulation (CRR).

The Commission is issuing the targeted consultation on a Communication aimed at providing guidance on Article 133(5) of the CRR (equity exposures). The

On 16 July 2025, the European Banking Authority (EBA) published a Handbook on simulation exercises for resolution authorities. The Handbook for the first time provides a comprehensive framework of best practices, methodologies and processes to support resolution authorities in enhancing their preparedness and operational capabilities through structured simulation exercises, harmonising the use