Capital adequacy

On 12 November 2025, the European Banking Authority (EBA) published a consultation paper setting out draft guidelines on supervisory independence of competent authorities under Directive 2013/36/EU.

Background

Article 4a of Directive 2013/36/EU establishes new requirements applicable to Member State competent authorities (NCAs) and their members of staff and of their governance

On 6 November 2025, the European Banking Authority (EBA) issued a follow-up peer review report on the exclusion from the credit valuation adjustment (CVA) risk of transactions with non-financial counterparties established in a third country.

The report is a follow-up to the EBA’s 2023 peer review report on excluding transactions with

On 6 November 2025, the European Commission (Commission) launched a targeted consultation on the prudential framework for market risk for banks, the Fundamental Review of the Trading Book (FRTB).

The consultation is framed by the empowerment to the Commission under Article 461a of the Capital Requirements Regulation (CRR) and

On 29 October 2025, the European Banking Authority (EBA) issued a Final Report on draft Regulatory Technical Standards (RTS) on credit valuation adjustment (CVA) risk of securities financing transactions (SFTs).

Background

The Capital Requirements Regulation (CRR) as amended by Regulation 2024/1623 (CRR3) implements in the

On 29 October 2025, the European Commission (Commission) adopted a communication which provides guidance on how banks can benefit from more favourable prudential treatment under the Capital Requirements Regulation (CRR) when investing in equity through legislative programmes – structured public investment schemes established under EU or national law.

Subject to the

On 28 October 2025, the Basel Committee on Banking Supervision issued a technical amendment to the Basel Framework which relates to the circumstance where a bank uses a guarantee or credit derivative to hedge the counterparty credit risk of a derivative exposure subject to the standardised approach to counterparty credit risk or the internal models

On 19 September 2025, there was published in the Official Journal of the European Union (OJ), Commission Delegated Regulation (EU) 2015/1496 which amends the Capital Requirements Regulation (CRR) concerning own funds requirements for market risk, notably delaying the implementation of the Fundamental Review of the Trading Book (FRTB) framework.

On 12 September 2025, the European Banking Authority (EBA) issued a Final Report containing draft implementing technical standards (ITS) which amend Commission Implementing Regulation (EU) 2021/622.

Commission Implementing Regulation (EU) 2021/622 specifies uniform reporting templates, instructions and a methodology for reporting to the EBA on the minimum requirement for own funds

On 22 August 2025, the German Ministry of Finance (Bundesministerium der FinanzenBMF) published its draft bill for the implementation of Directive 2024/1619 (CRD VI) into German national law. The bill is entitled CRD VI Implementing and Bureaucracy Reduction Act (Bankenrichtlinienumsetzungs- und BürokratieentlastungsgesetzBRUBEG).

With its draft

On 8 August 2025, the European Banking Authority (EBA) confirmed that following the European Commission’s adoption of a Delegated Act postponing the application of the revised market risk framework in the EU, the so-called Fundamental Review of the Trading Book (FRTB), its no action letter of 12 August 2024 would remain