Photo of Nikolai de Koning

Nikolai de Koning

Nikolai de Koning is a financial services lawyer (advocaat) based in Amsterdam. Nikolai is experienced in financial services and banking law, as well as in data privacy (protection). He is experienced in advising on regulatory and compliance aspects relevant to financial institutions, such as insurance companies, investment firms, clearing institutions and central counterparties. Nikolai also advises on Dutch licence and notification requirements and he assists companies in their licence or notification processes with the Dutch financial regulators. He also specialises in privacy issues arising out of online products, data protection and e-commerce.

In the latest episode of our EMEA APAC regulatory insights series, Floortje Nagelkerke, Nikolai de Koning and Selma Joner from our Amsterdam office discuss the local remuneration landscape; the latest on Dutch implementation of the CRD VI and MiFID II review; and the growing regulatory focus on crypto-assets.

Listen to episode here.

On 17 October 2025, the European Securities and Markets Authority (ESMA) updated its Q&As under the Markets in Crypto-Assets Regulation (MiCA) with two new entries (Q&A 2653 and Q&A 2654). The updates provide further clarification on (i) how to distinguish between different execution services, and (ii) the treatment of

On 14 October 2025, the Dutch Ministry of Finance submitted a revised draft of the Implementation Act Capital Requirements 2026 (Implementatiewet kapitaalvereisten 2026, the CRD VI Implementation Act) to the Council of State (Raad van State). This latest version introduces a key addition not included in the consultation draft (which

On 9 October 2025, the Anti-Money Laundering Action Plan Act (Wet plan van aanpak witwassen, the Act) was published in the Dutch Government Gazette. The Act introduces a ban on cash payments of EUR 3,000 or more by traders of goods in the Netherlands.

This measure forms part of the Dutch government’s

On 10 October 2025, the European Banking Authority (EBA) issued two opinions in response to the European Commission’s amendments relating to the draft Regulatory Technical Standards specifying the composition and liquidity requirements of the reserve of assets under the Markets in Crypto-Assets Regulation (MiCA). The EBA considers that the Commission’s proposed

On 3 October 2025, there was published in the Official Journal of the EU (OJ), Commission Delegated Regulation (EU) 2025/1264 of 27 June 2025 supplementing the Regulation on markets in crypto assets (MiCA) with regard to regulatory technical standards (RTS) specifying the minimum contents of the liquidity management policy

On 16 July 2025, the European Central Bank (ECB) published a guide on outsourcing cloud services to cloud service providers.

The publication of the guide follows an earlier public consultation and the ECB has also published a feedback statement which provides an overview of the comments received and the ECB’s assessment of them.

On 4 July 2025, the draft Implementation Act on the prevention of money laundering and terrorism financing (Implementatiewet ter voorkoming van witwassen en terrorismefinanciering, Draft Implementation Act) was published for public consultation. The Draft Implementation Act transposes the Sixth Anti-Money Laundering Directive (Directive (EU) 2024/1640, AMLD6) into Dutch law. It

On 11 July 2025, the European Securities and Markets Authority (ESMA) issued a public statement – Avoiding misperceptions: Guidance for crypto-asset service providers (CASPs) offering unregulated services. The purpose of the statement is to set out some of the risks that are likely to arise and the issues that CASPs should

On 10 July 2025, the European Securities and Markets Authority (ESMA) published the results of a peer review that looked at the authorisation of crypto asset service providers (CASPs) in Malta under the Markets in Crypto Assets Regulation.

The peer review analyses the approaches adopted by the Malta Financial Services Authority