Alan Bainbridge (UK)

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Open Banking around the world 2021 | A global comparative guide

Since open banking was first implemented in the UK through the PSD2 and the Open Banking Standard in 2018, jurisdictions around the world have adopted their own approaches, and the concept has gained momentum internationally. The open banking around the world comparative guide profiles the new approaches being taken to facilitate open banking throughout key … Continue Reading

New Banking horizons video: All change: the trends reshaping the global payments landscape

In our latest Banking horizons video, Alan Bainbridge, partner and global head of banks, and Albert Weatherill, senior associate, discuss the commercial, legal and regulatory issues currently impacting the payments space, as well as what they see as lying ahead.… Continue Reading

Commission progress report on reducing NPLs in EU

On 28 November 2018, the European Commission published its third progress report on the reduction of non-performing loans (NPL) and further risk reduction in the Banking Union (the Report). The Report notes that NPL ratios continued to decline in the first half of 2018. This followed the overall trend of improvement over recent years. The … Continue Reading

EIB report – Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability

On 22 November 2018, the European Investment Bank (EIB) published the fourth edition of its banking in Africa report. This latest report, Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability, includes the results of the EIB’s survey of banking groups operating in Africa. It also contains three thematic chapters which address the challenges … Continue Reading

Banking reform updater: non-performing loans

This summer the media reported that the European market for non-performing loans (NPLs) was becoming more active, with Italy and Spain accounting for most of the deals. According to the European Central Bank’s (ECB) semi-annual financial stability review, the total gross book value of NPL portfolios traded in the Eurozone reached €66 billion in Q4 … Continue Reading

New comparative guide on state of bank recovery and resolution laws in Africa

Norton Rose Fulbright has launched a comparative guide on the state of recovery and resolution laws for banks in Africa. The new interactive guide provides an overview of the bank recovery and resolution requirements applicable to over 20 jurisdictions across Africa. The online guide allows clients to build their own comparative reports regarding the key … Continue Reading

EU v US intermediate financial holding company regimes

The latest Banking Reform updater features an analysis of EU v US intermediate financial holding company regimes. The update introduces the EU IHC proposals and compares the EU and US regimes: Why are the EU IHC rules being proposed? Overview – effects of the EU IHC regime and comparison with the US regime Analysis – EU … Continue Reading

Latest Banking Reform updater – EU v US intermediate financial holding company regimes

The latest Banking Reform updater has been published, covering the European Commission’s proposals for an EU intermediate holding company regime (EU IHC). The Banking Reform updater introduces the EU IHC proposals and compares the EU and US regimes: Why are the EU IHC rules being proposed? Overview – effects of the EU IHC regime and … Continue Reading

Supervision of international bank branches

Attitudes of national regulatory authorities to the presence of an international bank through a branch operation differs across jurisdictions. Some authorities have adopted an open approach particularly where the bank’s home country regulatory regime is broadly equivalent to its own. The bank’s business model may also play an important role as well as resolvability requirements. … Continue Reading

Banking reform updater 14: PRA Annual Report and Accounts 2015

We have published the latest edition of our Banking Reform Updater (issue 14). In this issue we look at some of the key themes that bank’s should bear in mind from the PRA’s 2015 Annual Report and Accounts. Generally speaking, the publication of a regulator’s annual report and accounts is often not met with much excitement by the regulated … Continue Reading

Remuneration requirements in banks: We compare regulation around the world

The 2008 financial crisis launched a debate on remuneration in the financial services industry which has been particularly acute within the banking sector. To help our clients navigate, understand and keep up to date with current developments, we have produced a comparative analysis on how regulatory requirements concerning remuneration in banks are being treated in 14 … Continue Reading
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