On 10 April 2026, the European Banking Authority (EBA) published a decision (the Decision) (dated 1 April 2026) harmonising how national competent authorities (NCAs) report data under Regulation (EU) No 260/2012 (the SEPA Regulation).
Under Article 15(4) of the SEPA Regulation, NCAs should provide the European Commission and the EBA with the information reported to them by Payment Service Providers under Article 15(3).
This Decision provides that to avoid double reporting of the same data from the competent authorities separately to the European Commission and to the EBA, NCAs should submit the data to EBA only. In turn, the EBA will make this data available to the European Commission, via its data collection ecosystem EUCLID, as soon as possible after receiving it from the NCAs.
The Decision sets out that it is intended that this would lower the reporting burden, while also ensuring that both the European Commission and the EBA have the same consistent set of information and necessary data.